LKSB (Lakeside Bancshares LA) Moat Score: 2/10 (As of Jul. 05, 2026)


LKSB Lakeside Bancshares Inc LA LKSB
55 GF Score
Price $19.25
GF Value $11.98
! 9 Warning Signs
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What is Lakeside Bancshares LA Moat Score?

Lakeside Bancshares LA LKSB 55 Moat Score is 2 as of Jul. 05, 2026. GuruFocus rates LKSB with a GF Score™ of 55/100 and a GF Value™ of $11.98. The stock has 9 warning signs investors should review. Among 1,612 Banks companies, Lakeside Bancshares LA ranks better than 59.93% on this metric.

Lakeside Bancshares LA has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Lakeside Bancshares LA has No Moat: Lakeside Bancshares has very weak competitive advantages. It operates in a highly competitive banking sector with limited market share and lacks significant economies of scale, regulatory barriers, or strong brand loyalty to sustain a durable moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Lakeside Bancshares LA might have No Moat - Very weak/transient advantages.

Lakeside Bancshares LA  (OTCPK:LKSB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Lakeside Bancshares LA Moat Score Related Terms

LKSB vs HCBC, EXCH, ANDC: Moat Score Comparison

For the Banks - Regional subindustry, Lakeside Bancshares LA's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lakeside Bancshares LA Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Lakeside Bancshares LA's Moat Score distribution charts can be found below:

* The bar in red indicates where Lakeside Bancshares LA's Moat Score falls into.


LKSB
55GF Score
Lakeside Bancshares Inc LA LKSB
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Lakeside Bancshares LA (LKSB) has a Moat Score of 2 as of Jul. 05, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Lakeside Bancshares LA ranks #646 out of 1612 companies in the Banks industry, placing it in the top 40.1%.
Is Lakeside Bancshares LA's Moat Score too high?
Lakeside Bancshares LA's current Moat Score is 2. Based on the distribution chart, Lakeside Bancshares LA ranks #646 out of 1612 companies in the Banks industry, which is above the industry midpoint. Overall, Lakeside Bancshares LA has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Lakeside Bancshares LA's Moat Score compare to HCBC and EXCH?
According to the Banks industry distribution chart, Lakeside Bancshares LA ranks #646 out of 1612 companies for Moat Score. This puts Lakeside Bancshares LA in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Lakeside Bancshares LA's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lakeside Bancshares LA stock overvalued right now?
Lakeside Bancshares LA (LKSB) has a current Moat Score of 2. The stock's GF Value™ is $11.98, compared to a current price of $19.25 — trading 60.7% above its estimated fair value. The current Moat Score is 2. Lakeside Bancshares LA's overall GF Score™ is 55/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Lakeside Bancshares LA (LKSB), the current Moat Score is 2 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lakeside Bancshares LA (LKSB) Overvalued in 2026?

Based on GuruFocus' analysis, Lakeside Bancshares LA stock appears to be overvalued. The current stock price of $19.25 is trading 60.7% above its estimated GF Value™ of $11.98.

Key valuation signals for LKSB:

  • Moat Score: 2
  • GF Value™: $11.98 vs. price of $19.25 (60.7% above fair value)
  • GF Score™: 55/100 with 9 warning signs

No single metric tells the full story. See the LKSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lakeside Bancshares LA Business Description

Address 4735 Nelson Road, Lake Charles, LA, USA, 70605
Lakeside Bancshares Inc LA, along with its banking subsidiary, provides various traditional and online banking services to commercial, small business, and retail customers. It offers a variety of transaction and savings deposit products, secured and unsecured loan products (including revolving credit facilities), and letters of credit and similar financial guarantees. The company's primary deposit products are demand deposits, savings deposits, and certificates of deposit, and its primary lending products are commercial, business, real estate, and consumer loans. Geographically, it mainly operates in Southwest Louisiana.
55GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.25
Price
$11.98
GF Value