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Geneva Financial (Geneva Financial) Net Margin % : 80.38% (As of Mar. 2004)


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What is Geneva Financial Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Geneva Financial's Net Income for the three months ended in Mar. 2004 was $0.21 Mil. Geneva Financial's Revenue for the three months ended in Mar. 2004 was $0.27 Mil. Therefore, Geneva Financial's net margin for the quarter that ended in Mar. 2004 was 80.38%.

The historical rank and industry rank for Geneva Financial's Net Margin % or its related term are showing as below:


GNVN's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.09
* Ranked among companies with meaningful Net Margin % only.

Geneva Financial Net Margin % Historical Data

The historical data trend for Geneva Financial's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Geneva Financial Net Margin % Chart

Geneva Financial Annual Data
Trend Dec96 Dec97 Dec98 Dec99 Dec00 Dec01 Dec02 Dec03
Net Margin %
Get a 7-Day Free Trial 1,267.55 1,181.36 -1,180.00 407.38 521.95

Geneva Financial Quarterly Data
Jun99 Sep99 Dec99 Mar00 Jun00 Sep00 Dec00 Mar01 Jun01 Sep01 Dec01 Mar02 Jun02 Sep02 Dec02 Mar03 Jun03 Sep03 Dec03 Mar04
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 317.36 1,531.25 332.35 475.00 80.38

Competitive Comparison of Geneva Financial's Net Margin %

For the Mortgage Finance subindustry, Geneva Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Geneva Financial's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Geneva Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where Geneva Financial's Net Margin % falls into.



Geneva Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Geneva Financial's Net Margin for the fiscal year that ended in Dec. 2003 is calculated as

Net Margin=Net Income (A: Dec. 2003 )/Revenue (A: Dec. 2003 )
=0.642/0.123
=521.95 %

Geneva Financial's Net Margin for the quarter that ended in Mar. 2004 is calculated as

Net Margin=Net Income (Q: Mar. 2004 )/Revenue (Q: Mar. 2004 )
=0.213/0.265
=80.38 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Geneva Financial  (OTCPK:GNVN) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Geneva Financial Net Margin % Related Terms

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Geneva Financial (Geneva Financial) Business Description

Traded in Other Exchanges
N/A
Address
Website
Geneva Financial is the holding company of Geneva Mortgage. The company provides a variety of residential mortgage products primarily to credit borrowers seeking conventional or FHA/VA loans. The company has expanded its mortgage banking activities by opening a wholesale division, increasing its sub-prime mortgage originations, establishing a program to provide short-term funding to independent real estate contractors, and expanding its retail loan operations on the Internet.
Executives
Stanley Kreitman director, 10 percent owner, officer: Chairman of the Board PO BOX 575 UNDERHILL BOULEVARD, SYOSSET NY 11791

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