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Suncrest Bank (Suncrest Bank) Net Margin % : 33.56% (As of Sep. 2021)


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What is Suncrest Bank Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Suncrest Bank's Net Income for the three months ended in Sep. 2021 was $4.30 Mil. Suncrest Bank's Revenue for the three months ended in Sep. 2021 was $12.80 Mil. Therefore, Suncrest Bank's net margin for the quarter that ended in Sep. 2021 was 33.56%.

The historical rank and industry rank for Suncrest Bank's Net Margin % or its related term are showing as below:

SBKK' s Net Margin % Range Over the Past 10 Years
Min: -10.06   Med: 12.41   Max: 64.49
Current: 35.01


SBKK's Net Margin % is not ranked
in the Banks industry.
Industry Median: 25.41 vs SBKK: 35.01

Suncrest Bank Net Margin % Historical Data

The historical data trend for Suncrest Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Suncrest Bank Net Margin % Chart

Suncrest Bank Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.00 15.15 29.22 29.69 30.20

Suncrest Bank Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.21 35.77 34.91 35.86 33.56

Competitive Comparison of Suncrest Bank's Net Margin %

For the Banks - Regional subindustry, Suncrest Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Suncrest Bank's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Suncrest Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Suncrest Bank's Net Margin % falls into.



Suncrest Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Suncrest Bank's Net Margin for the fiscal year that ended in Dec. 2020 is calculated as

Net Margin=Net Income (A: Dec. 2020 )/Revenue (A: Dec. 2020 )
=13.132/43.485
=30.20 %

Suncrest Bank's Net Margin for the quarter that ended in Sep. 2021 is calculated as

Net Margin=Net Income (Q: Sep. 2021 )/Revenue (Q: Sep. 2021 )
=4.296/12.802
=33.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Suncrest Bank  (OTCPK:SBKK) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Suncrest Bank Net Margin % Related Terms

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Suncrest Bank (Suncrest Bank) Business Description

Traded in Other Exchanges
N/A
Address
501 West Main Street, Visalia, CA, USA, 93291
Suncrest Bank provides banking products and services to customers located mainly in the Central Valley of California. The bank operates through full-service branches located in Visalia, Porterville, Kingsburg, Fresno, Yuba City, West Sacramento and Lodi, California. It generates the majority of its revenues by providing loans to customers mainly small and middle-market businesses and individuals. The company services include Checking, Money Market, Certificates of deposit, Cash Management, Credit Cards, Investment Real Estate Loans, Equipment Financing for Agribusiness, Development Loans and others.