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VSB Bancorp (VSB Bancorp) Net Margin % : 14.57% (As of Mar. 2020)


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What is VSB Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. VSB Bancorp's Net Income for the three months ended in Mar. 2020 was $0.52 Mil. VSB Bancorp's Revenue for the three months ended in Mar. 2020 was $3.56 Mil. Therefore, VSB Bancorp's net margin for the quarter that ended in Mar. 2020 was 14.57%.

The historical rank and industry rank for VSB Bancorp's Net Margin % or its related term are showing as below:


VSBN's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.33
* Ranked among companies with meaningful Net Margin % only.

VSB Bancorp Net Margin % Historical Data

The historical data trend for VSB Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

VSB Bancorp Net Margin % Chart

VSB Bancorp Annual Data
Trend Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.90 18.00 18.22 22.34 22.96

VSB Bancorp Quarterly Data
Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.13 22.59 30.89 19.72 14.57

Competitive Comparison of VSB Bancorp's Net Margin %

For the Banks - Regional subindustry, VSB Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VSB Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, VSB Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where VSB Bancorp's Net Margin % falls into.



VSB Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

VSB Bancorp's Net Margin for the fiscal year that ended in Dec. 2019 is calculated as

Net Margin=Net Income (A: Dec. 2019 )/Revenue (A: Dec. 2019 )
=3.412/14.861
=22.96 %

VSB Bancorp's Net Margin for the quarter that ended in Mar. 2020 is calculated as

Net Margin=Net Income (Q: Mar. 2020 )/Revenue (Q: Mar. 2020 )
=0.518/3.555
=14.57 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


VSB Bancorp  (OTCPK:VSBN) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


VSB Bancorp Net Margin % Related Terms

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VSB Bancorp (VSB Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
4142 Hylan Boulevard, Staten Island, NY, USA, 10308
VSB Bancorp Inc is a United States based bank holding company for Victory State Bank. Through the bank, the company is engaged in the business of commercial banking and retail banking. It gathers deposits from individuals and businesses in Staten Island, New York and makes loans throughout that community. The bank also invests funds that are not used for lending primarily in government securities, mortgage backed securities and collateralized mortgage obligations. The bank's revenue are derived principally from interest on its commercial and investment securities portfolios.

VSB Bancorp (VSB Bancorp) Headlines

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