Open LendingLPRO +0.16%71 Receivables Turnover is 4.87 as of Mar. 2026. GuruFocus rates LPRO with a GF Score™ of 71/100 and a GF Value™ of $5.75 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 294 Credit Services companies, Open Lending ranks better than 63.61% on this metric.
The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Open Lending's Revenue for the
three
months ended in Mar. 2026 was $20.49 Mil. Open Lending's average Accounts Receivable for the
three
months ended in Mar. 2026 was $4.20 Mil.
Hence, Open Lending's Receivables Turnover for the
three
months ended in Mar. 2026 was 4.87.
Open Lending (NAS:LPRO) Receivables Turnover Explanation
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Open Lending Receivables Turnover Related Terms
Open Lending Receivables Turnover Historical Data
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The historical data trend for Open Lending's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LPRO vs RM, HTT, LX: Receivables Turnover Comparison
For the Credit Services subindustry, Open Lending's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Open Lending Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Open Lending's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Open Lending's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Open Lending (LPRO) has a Receivables Turnover of 4.87 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Open Lending and its competitors. According to the industry distribution chart, Open Lending ranks #107 out of 294 companies in the Credit Services industry, placing it in the top 36.4%.
Is Open Lending's Receivables Turnover too high?
Open Lending's current Receivables Turnover is 4.87. The Credit Services industry median Receivables Turnover is 9.00. Open Lending's value of 4.87 is 45.9% below this industry median. Based on the distribution chart, Open Lending ranks #107 out of 294 companies in the Credit Services industry, which is above the industry midpoint. Overall, Open Lending has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Open Lending's Receivables Turnover compare to RM and HTT?
According to the Credit Services industry distribution chart, Open Lending ranks #107 out of 294 companies for Receivables Turnover. This puts Open Lending in the upper half of its industry. The industry median Receivables Turnover is 9.00. Open Lending's value of 4.87 is 45.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 9.00, based on 294 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Open Lending's current Receivables Turnover of 4.87 is 45.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Open Lending and its competitors. For the Credit Services industry, the median Receivables Turnover is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Open Lending's current Receivables Turnover is 4.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Open Lending stock overvalued right now?
Based on GuruFocus' analysis, Open Lending (LPRO) is currently considered Possible Value Trap. The stock's GF Value™ is $5.75, compared to a current price of $3.12 — trading 45.8% below its estimated fair value. The current Receivables Turnover is 4.87 and 45.9% below the Credit Services industry median of 9.00. Open Lending's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Open Lending (LPRO), the current Receivables Turnover is 4.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Open Lending (LPRO) Overvalued in 2026?
Based on GuruFocus' analysis, Open Lending stock appears to be undervalued.
The current stock price of $3.12 is trading 45.8% below its estimated GF Value™ of $5.75.
GuruFocus considers Open Lending to be Possible Value Trap.
Key valuation signals for LPRO:
Receivables Turnover: 4.87
GF Value™: $5.75 vs. price of $3.12 (45.8% below fair value)
Industry Position: 45.9% below the Credit Services median (#107 of 294)
No single metric tells the full story. See the LPRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Open Lending Corp is a provider of lending enablement and risk analytics to credit unions, regional banks, finance companies and the captive finance companies of automakers (OEM captive finance companies). Through its flagship product, LPP, its customers, collectively referred to herein as automotive lenders or lenders, make automotive consumer loans to underserved near-prime and non-prime borrowers by harnessing its risk-based interest rate pricing models, powered by its proprietary data and real-time underwriting of automotive loan default insurance coverage from insurers.
71GF Score
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