Stellar BancorpSTEL 65 9-Day RSI is 65.60 as of Jul. 01, 2026. GuruFocus rates STEL with a GF Score™ of 65/100 and a GF Value™ of $27.69 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,606 Banks companies, Stellar Bancorp ranks worse than 69.8% on this metric.
The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
As of today (2026-07-01), Stellar Bancorp's 9-Day RSI is 65.60.
The industry rank for Stellar Bancorp's 9-Day RSI or its related term are showing as below:
STEL's 9-Day RSI is ranked worse than 69.8% of 1606
companies
in the Banks industry
Industry Median: 55.425
vs STEL: 65.60
Stellar Bancorp (NYSE:STEL) 9-Day RSI Explanation
The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.
Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.
RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 9-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.
Stellar Bancorp 9-Day RSI Related Terms
STEL vs NBHC, OFG, SRCE: 9-Day RSI Comparison
For the Banks - Regional subindustry, Stellar Bancorp's 9-Day RSI, along with its competitors' market caps and 9-Day RSI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stellar Bancorp 9-Day RSI vs Banks Industry
For the Banks industry and Financial Services sector, Stellar Bancorp's 9-Day RSI distribution charts can be found below:
* The bar in red indicates where Stellar Bancorp's 9-Day RSI falls into.
* Note that the formula uses a positive value for the average loss.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stellar Bancorp (STEL) has a 9-Day RSI of 65.60 as of Jul. 01, 2026. According to the industry distribution chart, Stellar Bancorp ranks #1121 out of 1606 companies in the Banks industry, placing it in the top 69.8%.
Is Stellar Bancorp's 9-Day RSI too high?
Stellar Bancorp's current 9-Day RSI is 65.60. The Banks industry median 9-Day RSI is 55.43. Stellar Bancorp's value of 65.60 is 18.4% above this industry median. Based on the distribution chart, Stellar Bancorp ranks #1121 out of 1606 companies in the Banks industry, which is below the industry midpoint. Overall, Stellar Bancorp has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stellar Bancorp's 9-Day RSI compare to NBHC and OFG?
According to the Banks industry distribution chart, Stellar Bancorp ranks #1121 out of 1606 companies for 9-Day RSI. This places Stellar Bancorp in the lower half of its industry. The industry median 9-Day RSI is 55.43. Stellar Bancorp's value of 65.60 is 18.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 9-Day RSI for a Banks company?
The median 9-Day RSI among Banks companies is 55.43, based on 1,606 companies in the industry. Companies in the top quartile (top 25%) have a 9-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 9-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stellar Bancorp's current 9-Day RSI of 65.60 is 18.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 9-Day RSI mean?
A high 9-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median 9-Day RSI is 55.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stellar Bancorp's current 9-Day RSI is 65.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stellar Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Stellar Bancorp (STEL) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.69, compared to a current price of $39.32 — trading 42% above its estimated fair value. The current 9-Day RSI is 65.60 and 18.4% above the Banks industry median of 55.43. Stellar Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 9-Day RSI calculated?
9-Day RSI is calculated from a company's financial statements. For Stellar Bancorp (STEL), the current 9-Day RSI is 65.60 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stellar Bancorp (STEL) Overvalued in 2026?
Based on GuruFocus' analysis, Stellar Bancorp stock appears to be overvalued.
The current stock price of $39.32 is trading 42% above its estimated GF Value™ of $27.69.
GuruFocus considers Stellar Bancorp to be Significantly Overvalued.
Key valuation signals for STEL:
9-Day RSI: 65.60
GF Value™: $27.69 vs. price of $39.32 (42% above fair value)
Industry Position: 18.4% above the Banks median (#1121 of 1606)
No single metric tells the full story. See the STEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stellar Bancorp Inc is a U.S. based bank holding company. Through its subsidiary, Stellar Bank, the company provides a diversified range of commercial banking services predominantly to small to medium sized businesses, professionals, and individual customers. Its offerings include different types of loans, such as mortgage loans, home equity loans, automobile loans, etc.; deposit products, such as checking accounts, commercial accounts, money market accounts, savings accounts, etc. and other banking services like mobile banking, debit cards, cash management and wire transfer services, letters of credit, and others.
65GF Score
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