IPFPF (International Personal Finance) Tax Provision: $-42.0 Mil (TTM As of Dec. 2025)


IPFPF International Personal Finance PLC IPFPF
51 GF Score
Price $2.83
GF Value $1.77
! 8 Warning Signs
View Full Analysis

What is International Personal Finance Tax Provision?

International Personal Finance IPFPF 51 Tax Provision is $-42.0 Mil as of Dec. 2025. GuruFocus rates IPFPF with a GF Score™ of 51/100 and a GF Value™ of $1.77. The stock has 8 warning signs investors should review.

International Personal Finance's tax provision for the six months ended in Dec. 2025 was $-16.3 Mil. Its tax provision for the trailing twelve months (TTM) ended in Dec. 2025 was $-42.0 Mil.

International Personal Finance Tax Provision Historical Data

* Premium members only.

The historical data trend for International Personal Finance's Tax Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Personal Finance Tax Provision Chart

International Personal Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Provision
Get a 7-Day Free Trial Premium Member Only Premium Member Only -34.31 -25.09 -45.44 -15.68 -41.63

International Personal Finance Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Tax Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -21.27 -21.37 5.56 -25.65 -16.33
IPFPF
51GF Score
International Personal Finance PLC IPFPF
Tax Provision is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

International Personal Finance Tax Provision Calculation

Tax to be paid.

Tax Provision for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $-42.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Provision →
What does a Tax Provision of $-42.0 Mil mean?
International Personal Finance (IPFPF) has a Tax Provision of $-42.0 Mil as of Dec. 2025. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on International Personal Finance and its competitors.
Is International Personal Finance's Tax Provision too high?
International Personal Finance's current Tax Provision is $-42.0 Mil. Overall, International Personal Finance has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does International Personal Finance's Tax Provision compare to V and MA?
International Personal Finance's Tax Provision of $-42.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Provision for a Credit Services company?
A good Tax Provision depends on the Credit Services industry context. However, Tax Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Provision mean?
A high Tax Provision can signal that a stock is expensive relative to its fundamentals. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on International Personal Finance and its competitors. International Personal Finance's current Tax Provision is $-42.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Personal Finance stock overvalued right now?
International Personal Finance (IPFPF) has a current Tax Provision of $-42.0 Mil. The stock's GF Value™ is $1.77, compared to a current price of $2.83 — trading 59.9% above its estimated fair value. The current Tax Provision is $-42.0 Mil. International Personal Finance's overall GF Score™ is 51/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Provision calculated?
Tax Provision is calculated from a company's financial statements. For International Personal Finance (IPFPF), the current Tax Provision is $-42.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Personal Finance (IPFPF) Overvalued in 2026?

Based on GuruFocus' analysis, International Personal Finance stock appears to be overvalued. The current stock price of $2.83 is trading 59.9% above its estimated GF Value™ of $1.77.

Key valuation signals for IPFPF:

  • Tax Provision: $-42.0 Mil
  • GF Value™: $1.77 vs. price of $2.83 (59.9% above fair value)
  • GF Score™: 51/100 with 8 warning signs

No single metric tells the full story. See the IPFPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

International Personal Finance Business Description

Other Exchanges IPFl:UKIPF:UK3I8:Germany
Address 26 Whitehall Road, Leeds, West Yorkshire, GBR, LS12 1BE
International Personal Finance PLC provides consumer loans. The company's segment is based on geographical regions: European home credit, Mexico home credit, and Digital. It generates maximum revenue from the European home credit segment. The company home credit business operates as the Provident brand and makes small, unsecured loans to customers with low or unstable incomes and little to no credit history. Its digital business provides loans and revolving credit lines that customers access online.
51GF Score

Get the complete analysis for IPFPF

Tax Provision is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.83
Price
$1.77
GF Value