LPRO (Open Lending) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 04, 2026)


LPRO Open Lending Corp LPRO
71 GF Score
Price $3.12
GF Value $5.76
Valuation Possible Value Trap
! 6 Warning Signs
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What is Open Lending 5-Year Yield-on-Cost %?

Open Lending LPRO +0.16% 71 5-Year Yield-on-Cost % is 0.00 as of Jul. 04, 2026. GuruFocus rates LPRO with a GF Score™ of 71/100 and a GF Value™ of $5.76 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 211 Credit Services companies, Open Lending ranks worse than 473933.18% on this metric.

Open Lending's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for Open Lending's 5-Year Yield-on-Cost % or its related term are showing as below:



LPRO's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.59
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Open Lending  (NAS:LPRO) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Open Lending 5-Year Yield-on-Cost % Related Terms


LPRO vs RM, HTT, LX: 5-Year Yield-on-Cost % Comparison

For the Credit Services subindustry, Open Lending's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Open Lending 5-Year Yield-on-Cost % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Open Lending's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Open Lending's 5-Year Yield-on-Cost % falls into.


LPRO
71GF Score
Open Lending Corp LPRO
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Open Lending 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Open Lending is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Open Lending (LPRO) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 04, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Open Lending and its competitors. According to the industry distribution chart, Open Lending ranks #999999 out of 211 companies in the Credit Services industry.
Is Open Lending's 5-Year Yield-on-Cost % too high?
Open Lending's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Open Lending ranks #999999 out of 211 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Open Lending has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Open Lending's 5-Year Yield-on-Cost % compare to RM and HTT?
According to the Credit Services industry distribution chart, Open Lending ranks #999999 out of 211 companies for 5-Year Yield-on-Cost %. This places Open Lending in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.59, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Open Lending and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Open Lending's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Open Lending stock overvalued right now?
Based on GuruFocus' analysis, Open Lending (LPRO) is currently considered Possible Value Trap. The stock's GF Value™ is $5.76, compared to a current price of $3.12 — trading 45.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Open Lending's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Open Lending (LPRO), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Open Lending (LPRO) Overvalued in 2026?

Based on GuruFocus' analysis, Open Lending stock appears to be undervalued. The current stock price of $3.12 is trading 45.9% below its estimated GF Value™ of $5.76. GuruFocus considers Open Lending to be Possible Value Trap.

Key valuation signals for LPRO:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: $5.76 vs. price of $3.12 (45.9% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the LPRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Open Lending Business Description

Address 1501 S. Mopac Expressway, Suite 450, Austin, TX, USA, 78746
Open Lending Corp is a provider of lending enablement and risk analytics to credit unions, regional banks, finance companies and the captive finance companies of automakers (OEM captive finance companies). Through its flagship product, LPP, its customers, collectively referred to herein as automotive lenders or lenders, make automotive consumer loans to underserved near-prime and non-prime borrowers by harnessing its risk-based interest rate pricing models, powered by its proprietary data and real-time underwriting of automotive loan default insurance coverage from insurers.
71GF Score

Get the complete analysis for LPRO

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.12
Price
$5.76
GF Value