you forgot to mention that the stock was propped up by financial engineering - share buybacks financed by debt. If the moat weakens we can expect high

Fair Isaac After the 50% Drop: Is the Credit-Score Monopoly Now a Value Stock?
Asset Management Jun 30, 2026
Fair Isaac After the 50% Drop: Is the Credit-Score Monopoly Now a Value Stock?

you forgot to mention that the stock was propped up by financial engineering - share buybacks financed by debt. If the moat weakens we can expect higher interest rates on refinanced debt and less incentive to refinance its debt

Han2 Beadcom GuruFocus Premium Icon Jul 2, 2026

share buybacks financed by debt, is undermining the value terrible.

Praveen Chawla GuruFocus PremiumPlus Icon Jul 2, 2026

Share buybacks are logical if stock is undervalued and return on equity is much higher than cost of debt.