Credit Acceptance Corp (CACC, Financial)(30-Year Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2019. Credit Acceptance Corp is a consumer finance company that offers automobile dealers financing programs that enables them to sell vehicles to consumers regardless of their credit history. Credit Acceptance Corp has a market cap of $7.99 billion; its shares were traded at around $435.24 with a P/E ratio of 12.55 and P/S ratio of 5.76. Credit Acceptance Corp had annual average EBITDA growth of 22.20% over the past ten years. GuruFocus rated Credit Acceptance Corp the business predictability rank of 4.5-star. GuruFocus has detected 1 severe warning sign with Credit Acceptance Corp. .
For the last quarter Credit Acceptance Corp reported a revenue of $385.9 million, compared with the revenue of $342.8 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $1.5 billion, an increase of 15.8% from last year. For the complete 30-year financial data, please go here.. For the last five years Credit Acceptance Corp had an average revenue growth rate of 15.6% a year.
The reported diluted earnings per share was $34.57 for the year, an increase of 17.6% from previous year. Over the last five years Credit Acceptance Corp had an EPS growth rate of 25.2% a year. The Credit Acceptance Corp had a decent operating margin of 70.78%, compared with the operating margin of 70.91% a year before. The 10-year historical median operating margin of Credit Acceptance Corp is 67.62%. The profitability rank of the company is 10 (out of 10).
At the end of the fiscal year, Credit Acceptance Corp has the cash and cash equivalents of $187.4 million, compared with $25.7 million in the previous year. The long term debt was $4.5 billion, compared with $3.8 billion in the previous year. The interest coverage to the debt is 5.4. Credit Acceptance Corp has a financial strength rank of 4 (out of 10).
At the current stock price of $435.24, Credit Acceptance Corp is traded at 28.3% premium to its historical median P/S valuation band of $339.21. The P/S ratio of the stock is 5.76, while the historical median P/S ratio is 4.49. The intrinsic value of the stock is $986.71 a share, according to GuruFocus DCF Calculator. The stock gained 2.74% during the past 12 months.
Directors and Officers Recent Trades:
- General Partners Llc Prescott sold 15,700 shares of CACC stock on 02/10/2020 at the average price of $444.4. The price of the stock has decreased by 2.06% since.
- General Partners Llc Prescott sold 23,927 shares of CACC stock on 02/06/2020 at the average price of $441.33. The price of the stock has decreased by 1.38% since.
- General Partners Llc Prescott sold 16,708 shares of CACC stock on 02/04/2020 at the average price of $434.02. The price of the stock has increased by 0.28% since.
- General Partners Llc Prescott sold 20,000 shares of CACC stock on 01/31/2020 at the average price of $454.16. The price of the stock has decreased by 4.17% since.
- General Partners Llc Prescott sold 22,100 shares of CACC stock on 01/29/2020 at the average price of $460.27. The price of the stock has decreased by 5.44% since.
For the complete 20-year historical financial data of CACC, click here.
