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Business Description
Credit Acceptance Corp
NAICS : 522220
SIC : 6141
ISIN : US2253101016
Share Class Description:
CACC: Ordinary SharesCompare
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Traded in other countries / regions
CACC.USA2D5.GermanyCRDA34.Brazil Index Membership
Russell 1000Russell 3000 IPO Date
1992-06-05Description
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.05 | |||||
| Equity-to-Asset | 0.2 | |||||
| Debt-to-Equity | 3.63 | |||||
| Debt-to-EBITDA | 18 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Altman Z-Score | 2.18 | |||||
| Beneish M-Score | -2.89 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 14.2 | |||||
| 3-Year EBITDA Growth Rate | -29.2 | |||||
| 3-Year EPS without NRI Growth Rate | -13.6 | |||||
| 3-Year FCF Growth Rate | 11.4 | |||||
| 3-Year Book Growth Rate | 4 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 18.75 | |||||
| 9-Day RSI | 30.03 | |||||
| 14-Day RSI | 36.57 | |||||
| 3-1 Month Momentum % | -0.51 | |||||
| 6-1 Month Momentum % | 5.12 | |||||
| 12-1 Month Momentum % | -13.03 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 20.11 | |||||
| Quick Ratio | 20.11 | |||||
| Cash Ratio | 0.79 | |||||
| Days Payable | 153.42 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | 5.2 | |||||
| Shareholder Yield % | -15.48 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 62.41 | |||||
| Operating Margin % | 15.23 | |||||
| Net Margin % | 11.62 | |||||
| FCF Margin % | 53.23 | |||||
| ROE % | 14.83 | |||||
| ROA % | 2.99 | |||||
| ROIC % | 3.13 | |||||
| 3-Year ROIIC % | -57.92 | |||||
| ROC (Joel Greenblatt) % | 201.65 | |||||
| ROCE % | 4.11 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 23.29 | |||||
| Forward PE Ratio | 11.21 | |||||
| PE Ratio without NRI | 23.83 | |||||
| Shiller PE Ratio | 13.88 | |||||
| Price-to-Owner-Earnings | 23 | |||||
| PS Ratio | 2.7 | |||||
| PB Ratio | 3.19 | |||||
| Price-to-Tangible-Book | 3.19 | |||||
| Price-to-Free-Cash-Flow | 5.08 | |||||
| Price-to-Operating-Cash-Flow | 5.07 | |||||
| EV-to-EBIT | 35.54 | |||||
| EV-to-EBITDA | 32.74 | |||||
| EV-to-Revenue | 5.41 | |||||
| EV-to-Forward-Revenue | 4.99 | |||||
| EV-to-FCF | 10.17 | |||||
| Price-to-GF-Value | 0.76 | |||||
| Price-to-Projected-FCF | 0.35 | |||||
| Price-to-Median-PS-Value | 0.58 | |||||
| Price-to-Graham-Number | 1.85 | |||||
| Price-to-Net-Current-Asset-Value | 3.49 | |||||
| Earnings Yield (Greenblatt) % | 2.81 | |||||
| FCF Yield % | 20.41 | |||||
| Forward Rate of Return (Yacktman) % | 7.25 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Credit Acceptance Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 2,134.3 | ||
| EPS (TTM) ($) | 19.86 | ||
| Beta | 1.36 | ||
| 3-Year Sharpe Ratio | 0.02 | ||
| 3-Year Sortino Ratio | 0.02 | ||
| Volatility % | 33.82 | ||
| 14-Day RSI | 36.57 | ||
| 14-Day ATR ($) | 19.191443 | ||
| 20-Day SMA ($) | 496.15275 | ||
| 12-1 Month Momentum % | -13.03 | ||
| 52-Week Range ($) | 409.22 - 614.955 | ||
| Shares Outstanding (Mil) | 12.03 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Credit Acceptance Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Credit Acceptance Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Credit Acceptance Corp Frequently Asked Questions
What is Credit Acceptance Corp(CACC)'s stock price today?
The current price of CACC is $462.58. The 52 week high of CACC is $614.96 and 52 week low is $409.22.
When is next earnings date of Credit Acceptance Corp(CACC)?
The next earnings date of Credit Acceptance Corp(CACC) is 2025-04-30 Est..
Does Credit Acceptance Corp(CACC) pay dividends? If so, how much?
Credit Acceptance Corp(CACC) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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