Live Oak Bancshares Inc (LOB, Financial)(30-Year Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2019. Live Oak Bancshares Inc is a nationwide lender to small businesses. It offers loans comprising small business administration loans; conventional commercial business loans to small- and medium-sized businesses; and construction loans. Live Oak Bancshares Inc has a market cap of $647.819 million; its shares were traded at around $16.08 with a P/E ratio of 36.52 and P/S ratio of 3.34. The dividend yield of Live Oak Bancshares Inc stocks is 0.75%. GuruFocus has detected 1 severe warning sign with Live Oak Bancshares Inc. .
For the last quarter Live Oak Bancshares Inc reported a revenue of $61.3 million, compared with the revenue of $45.46 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $215.9 million, an increase of 1.9% from last year. For the complete 30-year financial data, please go here.. For the last five years Live Oak Bancshares Inc had an average revenue growth rate of 24% a year.
The reported diluted earnings per share was 44 cents for the year, a decline of 64.5% from the previous year. Over the last five years Live Oak Bancshares Inc had an EPS growth rate of 15.7% a year. The profitability rank of the company is 4 (out of 10).
At the end of the fiscal year, Live Oak Bancshares Inc has the cash and cash equivalents of $134.0 million, compared with $324.1 million in the previous year. The long term debt was $2.63 million, compared with $0.02 million in the previous year. Live Oak Bancshares Inc has a financial strength rank of 5 (out of 10).
At the current stock price of $16.08, Live Oak Bancshares Inc is traded at 28.4% discount to its historical median P/S valuation band of $22.45. The P/S ratio of the stock is 3.34, while the historical median P/S ratio is 4.65. The stock lost 0.98% during the past 12 months.
For the complete 20-year historical financial data of LOB, click here.
