Warning! GuruFocus detected
2 Severe warning signs
with LOB.
Try a 7-Day Free Trial
to check it out.
What is a stock summary page? Click here for an overview.
Business Description
Live Oak Bancshares Inc
NAICS : 522120
SIC : 6029
ISIN : US53803X1054
Compare
Compare
Traded in other countries / regions
LOB.USA Index Membership
Russell 2000Russell 3000 IPO Date
2015-07-23Description
Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 5.4 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 0.11 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 3/9 | |||||
| Beneish M-Score | -3.56 | |||||
| WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 3.1 | |||||
| 3-Year EPS without NRI Growth Rate | -23 | |||||
| 3-Year Book Growth Rate | 10.5 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 14.12 | |||||
| 9-Day RSI | 19.22 | |||||
| 14-Day RSI | 22.11 | |||||
| 3-1 Month Momentum % | -25.19 | |||||
| 6-1 Month Momentum % | -36.93 | |||||
| 12-1 Month Momentum % | -28.19 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 0.53 | |||||
| Dividend Payout Ratio | 0.07 | |||||
| Forward Dividend Yield % | 0.53 | |||||
| 5-Year Yield-on-Cost % | 0.53 | |||||
| 3-Year Average Share Buyback Ratio | -1.1 | |||||
| Shareholder Yield % | -7.57 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 15.72 | |||||
| FCF Margin % | 98.85 | |||||
| ROE % | 8.07 | |||||
| ROA % | 0.64 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 13.71 | |||||
| Forward PE Ratio | 9.92 | |||||
| PE Ratio without NRI | 13.71 | |||||
| Shiller PE Ratio | 11.41 | |||||
| Price-to-Owner-Earnings | 15.87 | |||||
| PEG Ratio | 1.15 | |||||
| PS Ratio | 2.11 | |||||
| PB Ratio | 1.05 | |||||
| Price-to-Tangible-Book | 1.05 | |||||
| Price-to-Free-Cash-Flow | 2.13 | |||||
| Price-to-Operating-Cash-Flow | 2 | |||||
| EV-to-Revenue | 1.15 | |||||
| EV-to-FCF | 1.27 | |||||
| Price-to-GF-Value | 0.56 | |||||
| Price-to-Projected-FCF | 1.15 | |||||
| Price-to-DCF (Earnings Based) | 0.46 | |||||
| Price-to-DCF (FCF Based) | 0.17 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.14 | |||||
| Price-to-Graham-Number | 0.8 | |||||
| FCF Yield % | 46.12 | |||||
| Forward Rate of Return (Yacktman) % | 21.59 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with NYSE:LOB
You need a Premium membership or above to view this section.
Take a 7-Day Free Trial
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return %
Total Annual Return %
Live Oak Bancshares Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 492.823 | ||
| EPS (TTM) ($) | 1.69 | ||
| Beta | 2 | ||
| 3-Year Sharpe Ratio | -0.17 | ||
| 3-Year Sortino Ratio | -0.26 | ||
| Volatility % | 55.29 | ||
| 14-Day RSI | 22.11 | ||
| 14-Day ATR ($) | 1.230911 | ||
| 20-Day SMA ($) | 27.0865 | ||
| 12-1 Month Momentum % | -28.19 | ||
| 52-Week Range ($) | 22.8 - 50.57 | ||
| Shares Outstanding (Mil) | 45.59 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Live Oak Bancshares Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Live Oak Bancshares Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Live Oak Bancshares Inc Frequently Asked Questions
What is Live Oak Bancshares Inc(LOB)'s stock price today?
The current price of LOB is $23.17. The 52 week high of LOB is $50.57 and 52 week low is $22.80.
When is next earnings date of Live Oak Bancshares Inc(LOB)?
The next earnings date of Live Oak Bancshares Inc(LOB) is 2025-04-24 Est..
Does Live Oak Bancshares Inc(LOB) pay dividends? If so, how much?
The Dividend Yield % of Live Oak Bancshares Inc(LOB) is 0.53% (As of Today), Highest Dividend Payout Ratio of Live Oak Bancshares Inc(LOB) was 0.28. The lowest was 0.03. And the median was 0.08. The Forward Dividend Yield % of Live Oak Bancshares Inc(LOB) is 0.53%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers