Full Year 2025 Ayvens SA Earnings Call Transcript

Feb 06, 2026 / 09:00AM GMT

Release Date Price: $14

Transcript

Key Points

Positve

Ayvens (ALLDF) posted strong financial results in 2025, with net income group share increasing by 45% to EUR 996 million.
Margins improved significantly, standing at 565 basis points, up 32 basis points from 2024.
The company achieved a substantial improvement in its cost-to-income ratio, which decreased by 7.1 points to 56.1%.
Ayvens (ALLDF) successfully integrated lease plan operations in 17 out of 21 overlapping countries, achieving 90% completion in IT and legal mergers.
The company proposed a total distribution of EUR 1.15 billion for the year, including a dividend per share increase to EUR 1 and a EUR 360 million share buyback.

Negative

Used car sales gross results per unit decreased significantly, with a drop of EUR 380 compared to 2024.
The fleet size decreased by 84,000 units compared to December 2024, reflecting a strategic focus on profitability over volume growth.
The company faces challenges with electric vehicle market dynamics, leading to lowered residual values.
Operating expenses, although reduced by 3.9%, included a one-off IT impairment charge of EUR 23 million.
The company anticipates continued volatility in used car sales results due to market conditions and the increasing share of electric vehicles.

Operator

Ladies and gentlemen, welcome to Ayven's full year and fourth quarter 2025 results conference call. Today's speaker will be Philippe de Rovira, CEO; and Patrick Sommelet, Deputy CEO and CFO. I now hand over to Mr. Philippe de Rovira. Sir, please go ahead.

Philippe de Rovira

Ayvens SA - Chief Executive Officer, Executive Director

Well, thank you. Well, good morning, ladies and gentlemen. That's a pleasure to be with you for the first time in my position of the CEO of Ayvens. And I will be very pleased to meet you in person in the coming days, weeks, months.

So I'm hosting this call with Patrick Sommelet and I will first present the highlights of the year, then Patrick will comment on our full year and fourth quarter 2025 detailed financial results and we will then be happy to take your questions before meeting with you during our road shows.

So let's go now directly to Slide 5 on the financial -- on the key financial performance indicators. Ayvens posted strong financial results in 2025, delivering on its commitments towards shareholders,

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