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Full Year 2020 Bank of Queensland Ltd Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to the Bank of Queensland Group full year results. (Operator Instructions)
I'd now like to hand the conference over to your first speaker today, Ms. Cherie Bell. Thank you. Please go ahead.
Thank you, and good morning, everyone, and welcome to BOQ's full year results presentation for 2020.
Before we begin, I would like to acknowledge the traditional custodians of the land upon which we meet today and recognize elders, past, present and emerging.
I would like to thank you for joining us for this morning's audio webcast. Joining me today is George Frazis, our Managing Director and CEO; Ewen Stafford, our Chief Financial Officer and Chief Operating Officer; Adam McAnalen, our Chief Risk Officer; and members of BOQ's executive team and senior management.
I will now hand over to George to provide an overview of the financial results and an update on our progress against the strategy.
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