Nine Months 2019 Bank of Cyprus Holdings PLC Earnings Call Transcript

Nov 26, 2019 / 08:00AM GMT

Transcript

Operator

Ladies and gentlemen, thank you for standing by. I am Gail, your Chorus Call operator. Welcome, and thank you for joining the Bank of Cyprus conference call to present and discuss the group financial results for the 9 months ended 30th September 2019. (Operator Instructions) And the conference is being recorded. (Operator Instructions)

At this time, I would like to turn the conference over to Mr. Panicos Nicolaou, Chief Executive Officer; Ms. Eliza Livadiotou, Executive Director, Finance; Mr. Demetris Demetriou, Acting Chief Risk Officer; Mr. Panicos Mouzouris, Acting Executive Director, RRD; Ms. Anna Sofroniou, Executive Director, Real Estate Management Unit; Mr. Nick Smith, Executive Director, Corporate Finance Solutions; and Ms. Annita Pavlou, Manager, Investor Relations.

Mr. Nicolaou, you may now proceed.

Panicos Nicolaou

Bank of Cyprus Holdings Public Limited Company - CEO & Executive Director

Thank you. Good morning, everyone. Thank you, and welcome to the 2019 Bank of Cyprus 9-months results. Our results this quarter reflect

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