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Q4 2020 Axos Financial Inc Earnings Call Transcript
Greetings, and welcome to the Axos Financial Fourth Quarter 2020 Financial Results. (Operator Instructions) Please note that this conference is being recorded. I will now turn the conference over to our host, Johnny Lai, Vice President, Corporate Development and Investor Relations. Thank you. You may begin.
Great. Thank you. Good afternoon, everyone. Thanks for your interest in Axos. Joining us today for Axos Financial, Inc.'s fourth quarter 2020 financial results conference call are the company's President and Chief Executive Officer, Greg Garrabrants; and Executive Vice President and Chief Financial Officer, Andy Micheletti. Greg and Andy will review and comment on the financial and operational results for the 3 and 12 months ended June 30, 2020, and they will be available to answer questions after the prepared remarks.
Before I begin, I would like to remind listeners that prepared remarks made on this call may contain forward-looking statements that are subject to risks and
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