Full Year 2026 Axis Bank Ltd Earnings Call Transcript

Apr 25, 2026 / 12:30 PM GMT

Transcript

Key Points

Positve

Axis Bank Ltd (FRA:UZC) reported a strong all-round growth with total advances increasing by 19% year-on-year.
The bank's cost of deposits declined by 46 basis points year-on-year, showcasing effective funding strategy.
Axis Bank's GNPA ratio improved to 1.23%, declining 17 basis points quarter-on-quarter.
The bank's AI initiatives have been recognized globally, with Axis Bank being the only ISO 42,001 certified Business AI organization.
Axis Bank's subsidiaries reported a net profit growth of 16% year-on-year, contributing positively to the consolidated ROE.

Negative

Net interest margin (NIM) declined by 29 basis points year-on-year, reflecting challenges in maintaining margins.
The bank's trading profit and miscellaneous income were negative, mainly due to MTM losses on investments.
Operating expenses increased by 6% year-on-year, indicating rising costs.
The bank had to create an additional one-time provision of 2001 crores due to macroeconomic uncertainties.
Axis Bank's AFS Reserve was reported as a negative number, indicating potential challenges in asset valuation.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

AXBK.NS - Axis Bank Ltd
Full Year 2026 Axis Bank Ltd Earnings Call
Apr 25, 2026 / 12:30PM GMT

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Presentation
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Unidentified_1 [1]
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Ladies and Gentlemen, Good day and welcome to the Axis Bank conference call to discuss the bank's financial results for the quarter ended as on 31st March 2026.

Participation in the conference call is by invitation only.

Axis Bank reserves the right to block access to any person to whom an invitation has not been sent.

Unauthorized dissemination of the contents of the proceeding of the call is strictly prohibited, and prior explicit permission and written approval of Axis Bank is imperative.

As a reminder, all participant lines will be in the listen-only mode.

There will be an opportunity for you to ask questions at the end of the briefing session.

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