Apollo Finvest (India) Ltd (BOM:512437)

Q1 2026 Apollo Finvest (India) Ltd Earnings Call Transcript

Aug 12, 2025 / 05:30AM GMT

Release Date Price: ₹532.1 (+3.94%)

Transcript

Key Points

Positve

Apollo Finvest (India) Ltd (BOM:512437) reported consistent revenue of INR7 crores and a profit before tax of INR3 crores, indicating stable financial performance in a volatile industry.
The company has enhanced its due diligence process by visiting partner companies in person, providing a deeper understanding of potential partners' operations and culture.
Apollo Finvest (India) Ltd (BOM:512437) has established partnerships with top-tier fintechs, diversifying its portfolio across various borrower segments.
The introduction of the warehousing term loan model demonstrates Apollo's innovative use of technology to maintain control over cash flows and portfolio quality.
Apollo Finvest (India) Ltd (BOM:512437) is focusing on hiring experienced professionals in digital lending, leveraging industry maturity to accelerate growth.

Negative

The company's revenue has decreased due to a volatile industry environment and a strategic decision to slow growth in certain areas.
Apollo Finvest (India) Ltd (BOM:512437) faces challenges in maintaining profitability amidst rising expenses and capped partner additions.
The warehousing loan model, while innovative, is not yet widely tested in the Indian digital lending landscape, posing potential implementation risks.
The company does not engage in microfinance loans, limiting its exposure to certain borrower segments.
Apollo Finvest (India) Ltd (BOM:512437) has relatively short-term partnerships, with the longest being around 2.5 to 3 years, reflecting the instability in the fintech space.

Disha Khemani;India;Limited;Company Secretary;Compliance Officer

Apollo Finvest

()-&

[Everyone]. A very good morning. Thank you for taking the time to join us today. I'm Disha Khemani, Company Secretary and Compliance Officer of Apollo Finvest India Limited. I welcome you all to the quarter one financial year 2026 earnings call of Apollo.

We have Mr. Mikhil Innani, the Managing Director and CEO; and Ms. Diksha Nangia, the CFO of Apollo, to brief you about the previous quarter results. (Event Instructions)

Hi, Diksha. May I please request you to take this forward.

Diksha Nangia;India;Limited;Chief Operating Officer;Mikhil Innani

Apollo Finvest;Chief Financial Officer, Whole-time Director;Apollo Finvest

()- -

Thank you, Disha. Yes, good morning, everyone. Welcome to the earnings call. Just give me a minute, we'll just share our screen. Mikhil, if you could just do this, please?

- (

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