Q4 2023 Bank of Baroda Ltd Earnings Call Transcript
Good afternoon, everyone and welcome to the Analysts Meet for Bank of Baroda's Financial Results for the Quarter and Year Ended 31st March 2023. Thank you all for joining us.
We have with us Mr. Sanjiv Chadha, the Managing Director and CEO of Bank of Baroda; and he is joined by the bank's Executive Directors and the Chief Financial Officer. We'll have a few opening introductory remarks by Mr. Chadha, and we have a short presentation, followed by the Q&A session. Over to you, sir.
Thanks very much, Phiroza. So let me just begin by introducing my colleagues, you will be familiar, but let me do that. On my right, we have Mr. Ajay Khurana, Executive Director In Charge of Retail Banking for us. On his right is Mr. Lalit Tyagi, In Charge of International Banking and all our platform functions like Risk, Compliance and Audit. To my left, Mr. Debaddata Chand, who is Executive Director In Charge of Corporate and Treasury and also who is our Managing
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