Star Housing Finance Ltd (BOM:539017)

Q4 2025 Star Housing Finance Ltd Earnings Call Transcript

May 8, 2025 / 10:30 AM GMT

Release Date Price: ₹38.86 (+5.00%)

Transcript

Key Points

Positve

Star Housing Finance Ltd (BOM:539017) reported a 22% year-on-year growth in assets under management, reaching INR 520 crore.
The company successfully secured credit lines totaling approximately INR 170 crore from various banks and financial institutions.
Star Housing Finance Ltd executed its first direct assignment transaction, enhancing its sourcing, processing, underwriting, and receivable management capabilities.
The company has maintained a focus on asset quality, with a gross NPA ratio of 1.84% and a net NPA ratio of 1.40%.
Star Housing Finance Ltd is committed to enhancing operational capabilities through investments in human resources, infrastructure, and technology.

Negative

Disbursements for the financial year were lower than previous years due to liquidity tightening.
The gross NPA numbers have increased over the last two years, with a significant rise in the last quarter.
A significant portion of NPAs, approximately 70%, is contributed by the legacy book.
The company experienced challenges in liquidity, affecting smaller and mid-sized housing finance companies.
There was a lack of quarterly investor calls in the previous quarter, leading to concerns about continuous engagement with stakeholders.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

STAO.BO - Star Housing Finance Ltd
Q4 2025 Star Housing Finance Ltd Earnings Call
May 08, 2025 / 10:30AM GMT

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Presentation
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Unidentified_1 [1]
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Ladies and gentlemen, good evening and warm welcome to all participants to the quarterly and full year update call of Star Housing Finance Limited. Star Housing Finance Limited had organized this conference call with an intent to share updates and discuss operational as well as financial highlights of the company for the period ending March 31st, 2025. On the call, we have the senior management comprising Mr. Kulish, director and CEO of the company. Mr. Nash Narayanan, CFO, and Mr. Anuaka, Chief Operating Officer.

Before we proceed with this call, I would like to take this opportunity to remind everyone about the disclaimer related to this conference call.

Today's discussion may be forward-looking in nature

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