The Karur Vysya Bank Limited - Special Call Transcript
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Thank you, Janice. Good morning to everyone on the call. On behalf of Spark Capital, I welcome you to the 4Q FY '20 Earnings Call of Karur Vysya Bank.
We have with us today the management team of KVB, represented by the President and COO, Mr. Natarajan, General Manager and CFO; Mr. Sivarama Prasad; Company Secretary, Mr. Srinivasa Rao.
I now request Mr. Natarajan to take us through the highlights of the quarter gone by, after which, we will open the floor for questions. Over to you, sir.
Thank you, Abhinesh. Good morning, ladies and gentlemen. I'm Natarajan, President and Chief Operating Officer. My colleague, Sivarama Prasad; and Mr. Srinivasa Rao, on behalf of the management team, I welcome you all for this conference call to discuss on the Q4 and financial year 2020.
It's a testing time for the
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