Q4 2021 Bank of the Philippine Islands Earnings Call Transcript
Okay. Good afternoon, ladies and gentlemen, and welcome to BPI's Fourth Quarter 2021 Earnings Call. I am Chinky Lukban, Head of Corporate Strategy.
Just some housekeeping reminders before we proceed, we would like to request all participants to use the log-in convention of your company name and then your first and last names. Keep your lines on mute so as to minimize background noise. (Operator Instructions)
I am pleased to introduce our speakers this afternoon. With us are BPI President and Chief Executive Officer, TG Limcaoco; and Executive Vice President and Chief Finance Officer, Tere Marcial.
We will start with a few words from Mr. Limcaoco, and Ms. Marcial will go through the deck sent out earlier. This will be followed by a Q&A session and then wrap up with some final thoughts from our CEO. TG, please go ahead.
Thank you very much,
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