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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 3.39
NAS:BPOP's Cash-to-Debt is ranked higher than
55% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.05 vs. NAS:BPOP: 3.39 )
Ranked among companies with meaningful Cash-to-Debt only.
NAS:BPOP' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.05  Med: 0.31 Max: 3.39
Current: 3.39
0.05
3.39
Equity-to-Asset 0.12
NAS:BPOP's Equity-to-Asset is ranked higher than
74% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NAS:BPOP: 0.12 )
Ranked among companies with meaningful Equity-to-Asset only.
NAS:BPOP' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.08 Max: 0.15
Current: 0.12
0.06
0.15
Debt-to-Equity 0.34
NAS:BPOP's Debt-to-Equity is ranked higher than
71% of the 1247 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.63 vs. NAS:BPOP: 0.34 )
Ranked among companies with meaningful Debt-to-Equity only.
NAS:BPOP' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.3  Med: 1.22 Max: 4.33
Current: 0.34
0.3
4.33
Debt-to-EBITDA 5.73
NAS:BPOP's Debt-to-EBITDA is ranked higher than
55% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.03 vs. NAS:BPOP: 5.73 )
Ranked among companies with meaningful Debt-to-EBITDA only.
NAS:BPOP' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -25.25  Med: 4.95 Max: 16.04
Current: 5.73
-25.25
16.04
Interest Coverage 1.14
NAS:BPOP's Interest Coverage is ranked lower than
55% of the 1562 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.72 vs. NAS:BPOP: 1.14 )
Ranked among companies with meaningful Interest Coverage only.
NAS:BPOP' s Interest Coverage Range Over the Past 10 Years
Min: 0.23  Med: 0.53 Max: 2.06
Current: 1.14
0.23
2.06
Beneish M-Score: -2.30
WACC vs ROIC
12.51%
8.35%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating Margin % 13.95
NAS:BPOP's Operating Margin % is ranked lower than
79% of the 1650 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 32.07 vs. NAS:BPOP: 13.95 )
Ranked among companies with meaningful Operating Margin % only.
NAS:BPOP' s Operating Margin % Range Over the Past 10 Years
Min: -28.14  Med: 11.51 Max: 20.68
Current: 13.95
-28.14
20.68
Net Margin % 11.41
NAS:BPOP's Net Margin % is ranked lower than
79% of the 1650 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.99 vs. NAS:BPOP: 11.41 )
Ranked among companies with meaningful Net Margin % only.
NAS:BPOP' s Net Margin % Range Over the Past 10 Years
Min: -58.98  Med: 6.33 Max: 46.43
Current: 11.41
-58.98
46.43
ROE % 3.84
NAS:BPOP's ROE % is ranked lower than
78% of the 1653 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.60 vs. NAS:BPOP: 3.84 )
Ranked among companies with meaningful ROE % only.
NAS:BPOP' s ROE % Range Over the Past 10 Years
Min: -37.35  Med: 3.59 Max: 19.03
Current: 3.84
-37.35
19.03
ROA % 0.51
NAS:BPOP's ROA % is ranked lower than
70% of the 1657 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. NAS:BPOP: 0.51 )
Ranked among companies with meaningful ROA % only.
NAS:BPOP' s ROA % Range Over the Past 10 Years
Min: -2.99  Med: 0.39 Max: 2.6
Current: 0.51
-2.99
2.6
3-Year Revenue Growth Rate -7.10
NAS:BPOP's 3-Year Revenue Growth Rate is ranked lower than
87% of the 1479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. NAS:BPOP: -7.10 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NAS:BPOP' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -35.5  Med: 4.4 Max: 16.9
Current: -7.1
-35.5
16.9
3-Year EBITDA Growth Rate -1.20
NAS:BPOP's 3-Year EBITDA Growth Rate is ranked lower than
70% of the 1396 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.90 vs. NAS:BPOP: -1.20 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NAS:BPOP' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -36.2  Med: 12.8 Max: 29.5
Current: -1.2
-36.2
29.5
3-Year EPS without NRI Growth Rate -27.50
NAS:BPOP's 3-Year EPS without NRI Growth Rate is ranked lower than
92% of the 1354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. NAS:BPOP: -27.50 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NAS:BPOP' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -38.4  Med: 12.5 Max: 63.4
Current: -27.5
-38.4
63.4
GuruFocus has detected 1 Warning Sign with Popular Inc NAS:BPOP.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NAS:BPOP's 30-Y Financials

Financials (Next Earnings Date: 2018-01-24)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q4 2016

BPOP Guru Trades in Q4 2016

Paul Tudor Jones 17,700 sh (New)
Steven Cohen 242,900 sh (New)
Jim Simons 422,825 sh (+5.94%)
Chuck Royce 165,300 sh (unchged)
Bernard Horn 132,900 sh (unchged)
Michael Price 310,000 sh (unchged)
HOTCHKIS & WILEY 5,489,451 sh (-3.38%)
Richard Pzena 106,425 sh (-6.99%)
Diamond Hill Capital 3,973,329 sh (-13.40%)
» More
Q1 2017

BPOP Guru Trades in Q1 2017

Jeremy Grantham 5,500 sh (New)
Steven Cohen 333,200 sh (+37.18%)
HOTCHKIS & WILEY 5,917,393 sh (+7.80%)
Diamond Hill Capital 4,021,495 sh (+1.21%)
Bernard Horn 132,900 sh (unchged)
Michael Price 310,000 sh (unchged)
Chuck Royce 165,300 sh (unchged)
Richard Pzena 99,314 sh (-6.68%)
Paul Tudor Jones 14,900 sh (-15.82%)
Jim Simons 189,425 sh (-55.20%)
» More
Q2 2017

BPOP Guru Trades in Q2 2017

Jeremy Grantham 8,000 sh (+45.45%)
Chuck Royce 223,300 sh (+35.09%)
HOTCHKIS & WILEY 6,261,030 sh (+5.81%)
Diamond Hill Capital 4,197,066 sh (+4.37%)
Steven Cohen 333,505 sh (+0.09%)
Michael Price 310,000 sh (unchged)
Bernard Horn 132,900 sh (unchged)
Paul Tudor Jones Sold Out
Jim Simons Sold Out
Richard Pzena Sold Out
» More
Q3 2017

BPOP Guru Trades in Q3 2017

Jeremy Grantham 110,500 sh (+1281.25%)
Steven Cohen 552,616 sh (+65.70%)
Chuck Royce 273,300 sh (+22.39%)
Bernard Horn 156,500 sh (+17.76%)
Michael Price 310,000 sh (unchged)
HOTCHKIS & WILEY 6,205,557 sh (-0.89%)
Diamond Hill Capital 4,130,210 sh (-1.59%)
» More
» Details

Insider Trades

Latest Guru Trades with BPOP

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
HOTCHKIS & WILEY 2017-09-30 Reduce -0.89%0.01%$35.27 - $43.12 $ 34.82-14%6,205,557
HOTCHKIS & WILEY 2017-06-30 Add 5.81%0.06%$37.18 - $42.69 $ 34.82-12%6,261,030
Richard Pzena 2017-06-30 Sold Out 0.02%$37.18 - $42.69 $ 34.82-12%0
HOTCHKIS & WILEY 2017-03-31 Add 7.80%0.07%$38.46 - $45.75 $ 34.82-19%5,917,393
Richard Pzena 2017-03-31 Reduce -6.68%$38.46 - $45.75 $ 34.82-19%99,314
HOTCHKIS & WILEY 2016-12-31 Reduce -3.38%0.04%Premium Member Access $43.82 $ 34.82-21%5,489,451
HOTCHKIS & WILEY 2016-12-31 Reduce -3.38%0.03%$35.41 - $44.7 $ 34.82-14%5,489,451
Richard Pzena 2016-12-31 Reduce -6.99%$35.41 - $44.7 $ 34.82-14%106,425
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Popular Inc

SymbolPriceYieldDescription
BPOPP24.758.338.25% Non-Cumulative Monthly Income Preferred, Stock, Series B
BPOPO22.087.226.375% NonCumulative Monthly Income Preferred Stock, 2003 Series A

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110 
Compare:NYSE:BOH, NAS:CATY, NAS:UMBF, NAS:FULT, NYSE:BKU, NAS:CHFC, NYSE:ASB, NAS:MBFI, NAS:UBSI, NYSE:VLY, NAS:FFIN, NYSE:TCF, NAS:IBKC, NAS:FHB, NAS:HOMB, NAS:GBCI, XPTY:EGIN, NYSE:BXS, NAS:HBHC, NYSE:CBU » details
Traded in other countries:PP4A.Germany,
Headquarter Location:
Popular Inc is a publicly owned bank holding company, which offers retail and commercial banking services through its banking subsidiary, Banco Popular de Puerto Rico. The Bank also offers insurance and reinsurance services.

Popular, based in Puerto Rico, is a financial holding company with four main subsidiaries: Banco Popular de Puerto Rico, the largest bank in Puerto Rico in terms of assets; Banco Popular North America, its banking operation in the continental United States; Evertec, a data processor; and Popular Financial Holdings, a diversified financial services company. Popular recently restructured PFH and moved much of its activities into BPNA.

Ratios

vs
industry
vs
history
PE Ratio 17.69
BPOP's PE Ratio is ranked lower than
56% of the 1528 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.62 vs. BPOP: 17.69 )
Ranked among companies with meaningful PE Ratio only.
BPOP' s PE Ratio Range Over the Past 10 Years
Min: 2.71  Med: 10.42 Max: 43.71
Current: 17.69
2.71
43.71
Forward PE Ratio 9.71
BPOP's Forward PE Ratio is ranked higher than
93% of the 372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.77 vs. BPOP: 9.71 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 17.77
BPOP's PE Ratio without NRI is ranked lower than
56% of the 1531 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.75 vs. BPOP: 17.77 )
Ranked among companies with meaningful PE Ratio without NRI only.
BPOP' s PE Ratio without NRI Range Over the Past 10 Years
Min: 2.71  Med: 11.39 Max: 92.73
Current: 17.77
2.71
92.73
Price-to-Owner-Earnings 3.97
BPOP's Price-to-Owner-Earnings is ranked higher than
80% of the 922 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.44 vs. BPOP: 3.97 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
BPOP' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0.28  Med: 2.18 Max: 6.68
Current: 3.97
0.28
6.68
PB Ratio 0.68
BPOP's PB Ratio is ranked higher than
78% of the 1636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. BPOP: 0.68 )
Ranked among companies with meaningful PB Ratio only.
BPOP' s PB Ratio Range Over the Past 10 Years
Min: 0.23  Med: 0.72 Max: 1.53
Current: 0.68
0.23
1.53
PS Ratio 1.94
BPOP's PS Ratio is ranked higher than
76% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.44 vs. BPOP: 1.94 )
Ranked among companies with meaningful PS Ratio only.
BPOP' s PS Ratio Range Over the Past 10 Years
Min: 0.15  Med: 1.37 Max: 2.73
Current: 1.94
0.15
2.73
Price-to-Free-Cash-Flow 4.84
BPOP's Price-to-Free-Cash-Flow is ranked higher than
66% of the 890 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.78 vs. BPOP: 4.84 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
BPOP' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.22  Med: 4.46 Max: 16.52
Current: 4.84
0.22
16.52
Price-to-Operating-Cash-Flow 4.49
BPOP's Price-to-Operating-Cash-Flow is ranked higher than
66% of the 957 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.35 vs. BPOP: 4.49 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
BPOP' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.2  Med: 3.92 Max: 13.23
Current: 4.49
0.2
13.23
EV-to-EBIT -2.52
BPOP's EV-to-EBIT is ranked higher than
92% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.71 vs. BPOP: -2.52 )
Ranked among companies with meaningful EV-to-EBIT only.
BPOP' s EV-to-EBIT Range Over the Past 10 Years
Min: -482  Med: 7 Max: 202.6
Current: -2.52
-482
202.6
EV-to-EBITDA -2.03
BPOP's EV-to-EBITDA is ranked higher than
93% of the 1254 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.38 vs. BPOP: -2.03 )
Ranked among companies with meaningful EV-to-EBITDA only.
BPOP' s EV-to-EBITDA Range Over the Past 10 Years
Min: -1296.9  Med: 7 Max: 96.6
Current: -2.03
-1296.9
96.6
EV-to-Revenue -0.38
BPOP's EV-to-Revenue is ranked higher than
97% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.22 vs. BPOP: -0.38 )
Ranked among companies with meaningful EV-to-Revenue only.
BPOP' s EV-to-Revenue Range Over the Past 10 Years
Min: -0.5  Med: 1.9 Max: 7.7
Current: -0.38
-0.5
7.7

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 2.58
BPOP's Dividend Yield % is ranked higher than
50% of the 2337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.62 vs. BPOP: 2.58 )
Ranked among companies with meaningful Dividend Yield % only.
BPOP' s Dividend Yield % Range Over the Past 10 Years
Min: 0.47  Med: 3.66 Max: 30.38
Current: 2.58
0.47
30.38
Dividend Payout Ratio 0.46
BPOP's Dividend Payout Ratio is ranked lower than
56% of the 1387 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. BPOP: 0.46 )
Ranked among companies with meaningful Dividend Payout Ratio only.
BPOP' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.04  Med: 0.18 Max: 0.94
Current: 0.46
0.04
0.94
Forward Dividend Yield % 2.84
BPOP's Forward Dividend Yield % is ranked higher than
50% of the 2240 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.79 vs. BPOP: 2.84 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 2.58
BPOP's 5-Year Yield-on-Cost % is ranked lower than
60% of the 2723 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.29 vs. BPOP: 2.58 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
BPOP' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.47  Med: 3.66 Max: 30.38
Current: 2.58
0.47
30.38
3-Year Average Share Buyback Ratio -0.10
BPOP's 3-Year Average Share Buyback Ratio is ranked higher than
76% of the 1129 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.20 vs. BPOP: -0.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
BPOP' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -54  Med: -0.8 Max: 0.8
Current: -0.1
-54
0.8

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 0.81
BPOP's Price-to-Tangible-Book is ranked higher than
73% of the 1630 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. BPOP: 0.81 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
BPOP' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.47  Med: 1.44 Max: 3.55
Current: 0.81
0.47
3.55
Price-to-Intrinsic-Value-Projected-FCF 0.32
BPOP's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
88% of the 857 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. BPOP: 0.32 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
BPOP' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.07  Med: 0.53 Max: 1.58
Current: 0.32
0.07
1.58
Price-to-Median-PS-Value 1.44
BPOP's Price-to-Median-PS-Value is ranked lower than
78% of the 1469 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. BPOP: 1.44 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
BPOP' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.21  Med: 1.39 Max: 3.06
Current: 1.44
0.21
3.06
Price-to-Graham-Number 0.80
BPOP's Price-to-Graham-Number is ranked higher than
64% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. BPOP: 0.80 )
Ranked among companies with meaningful Price-to-Graham-Number only.
BPOP' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.32  Med: 1 Max: 1.86
Current: 0.8
0.32
1.86
Earnings Yield (Greenblatt) % -39.98
BPOP's Earnings Yield (Greenblatt) % is ranked higher than
94% of the 1657 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.51 vs. BPOP: -39.98 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
BPOP' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -628.7  Med: 3.2 Max: 39.8
Current: -39.98
-628.7
39.8
Forward Rate of Return (Yacktman) % 29.69
BPOP's Forward Rate of Return (Yacktman) % is ranked higher than
81% of the 981 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.33 vs. BPOP: 29.69 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
BPOP' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -3.7  Med: 49.1 Max: 246.6
Current: 29.69
-3.7
246.6

More Statistics

Revenue (TTM) (Mil) $1,803.01
EPS (TTM) $ 1.97
Beta1.15
Short Percentage of Float3.33%
52-Week Range $32.05 - 45.96
Shares Outstanding (Mil)102.06

Analyst Estimate

Dec17 Dec18
Revenue (Mil $)
EPS ($) 3.00 3.63
EPS without NRI ($) 3.00 3.63
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

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