Bread Financial Holdings Inc (BSP:A1LL34)
R$ 137.48 (0%) Market Cap: 21.13 Bil Enterprise Value: 19.15 Bil PE Ratio: 8.30 PB Ratio: 1.23 GF Score: 45/100

Bread Financial Holdings, Inc. at Barclays Global Financial Services Conference Transcript

Sep 15, 2026 / 03:15PM GMT
Release Date Price: R$137.48 (+0.55%)
Terry Ma
Barclays Services Corp - Analyst

Okay. So we'll get started. Very pleased to have Bread Financial here presenting today. And with me on stage, I have Perry Beberman, Chief Financial Officer. So welcome, Perry.

Perry Beberman
Bread Financial Holdings, Inc. - Chief Financial Officer, Executive Vice President

Thank you for having me, Terry.

Questions & Answers

Terry Ma
Barclays Services Corp - Analyst

Yes. So we'll just jump right into it. Maybe just start with an update on the quarter. During earnings, you noted softer spend growth in July. Has that persisted? And what are you seeing across consumer cohorts and spending categories today?

Perry Beberman
Bread Financial Holdings, Inc. - Chief Financial Officer, Executive Vice President

Yes. So let's start with the update on the quarter. We obviously put out our performance metrics this morning that came in pretty strong. When you think about the quarter overall, I'd focus on probably three numbers to

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