Meliuz SA (BSP:CASH3)

Q4 2025 Meliuz SA Earnings Call (English, Portuguese) Transcript

Mar 19, 2026 / 02:00 PM GMT

Release Date Price: R$3.62 (+11.73%)

Transcript

Key Points

Positve

Meliuz SA (BSP:CASH3) reported a significant growth of 115% year-on-year in their vertical shopping segment.
The company achieved a 41% overall growth for the year, with e-commerce growing by 23%.
Meliuz SA (BSP:CASH3) successfully maintained a healthy margin, achieving a 25% adjusted margin in the fourth quarter.
The company has effectively utilized AI to enhance marketing efficiency and content creation, contributing to organic growth.
Meliuz SA (BSP:CASH3) reached 15 million registered accounts, indicating strong user base growth and market penetration in Brazil.

Negative

The company faced a 32% drop in financial services monetization due to a commercial agreement with BB.
There was a negative impact of 57 million in the fourth quarter related to Bitcoin valuation.
Despite growth, the company experienced variations in short-term financial performance.
Meliuz SA (BSP:CASH3) struggled to monetize financial services effectively, impacting revenue streams.
The company faces challenges in maintaining growth momentum and managing fixed costs efficiently.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

CASH3.SA - Meliuz SA
Q4 2025 Meliuz SA Earnings Call (English, Portuguese)
Mar 19, 2026 / 02:00PM GMT

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Presentation
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Unidentified_1 [1]
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B.

Good morning everyone.

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Unidentified_2 [2]
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It is an honor to be here presenting results for the year.

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Unidentified_1 [3]
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And also for the.

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Unidentified_2 [4]
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4th quarter of

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