Enjoei SA (BSP:ENJU3)

Q3 2025 Enjoei SA Earnings Call Transcript

Nov 12, 2025 / 12:00 PM GMT

Release Date Price: R$0.97

Transcript

Key Points

Positve

Enjoei SA (BSP:ENJU3) achieved a gross margin of 56.4% and an adjusted EBITDA of 5.9 million, marking the highest value ever recorded by the company.
The company reported a robust liquidity position of 241 million, providing a solid foundation for sustainable growth.
Net revenue reached a record high of BRL70.1 million, accompanied by a 5.8% improvement in gross profit.
Marketing expense dilution improved significantly, reaching 17.4% of net revenue, the best result in the company's history.
The launch of Enjoei's own sub-acquiring platform, Inhoay, allows for internal processing of user payments, reducing MDR costs and improving cash management.

Negative

Total GMV remained stable compared to the previous quarter, indicating a lack of growth in this area.
The company faces risks and uncertainties related to forward-looking statements, which depend on future events that may not occur.
The rescission of Cresci and Perdi could impact future results, affecting equity and the pro rata of the rescission of the sale of the stake.
There is a need for more efficient capital allocation, as previous expenses with third parties were at 140% of CDI.
The company is still in the process of stabilizing its business for efficient cash management and working capital, indicating ongoing challenges in financial operations.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

ENJU3.SA - Enjoei SA
Q3 2025 Enjoei SA Earnings Call
Nov 12, 2025 / 12:00PM GMT

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Presentation
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All participants will be in listen-only mode during the presentation. Ensuing this, we will go on to the Q&A session when further instructions will be provided before proceeding, please bear in mind that the forward-looking statements made here are based on the beliefs and assumptions of the company management. And on information currently available to Ejoe, such statements are no guarantee of performance. They involve risks and uncertainties as they refer to future events and therefore depend on circumstances that may or may not occur. At this conference, along with us, we have Ana Louisa McLaren, chairwoman of the board, Che Lima, CEO and IRO, and Carlos. Ando, the CTO, I would like to give the floor to Che Lima, who will begin the presentation. You

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