Q1 2026 Huntington Bancshares Inc Earnings Call Transcript
Key Points
- Huntington Bancshares Inc (HBAN) delivered a strong first quarter with 9% earnings per share growth and 36% pre-provision net revenue growth.
- The company has a diversified super regional bank model with multiple growth engines, including successful partnerships and acquisitions.
- Huntington Bancshares Inc (HBAN) has strong liquidity, with available contingent liquidity representing approximately 173% of uninsured deposits.
- The integration of recent acquisitions, such as Veritex and Cadence, is on track, contributing to cost and revenue synergies.
- The company is generating significant capital, supporting share buybacks and consistent shareholder returns, with a new $3 billion share repurchase authorization.
- The macroeconomic environment is uncertain, with potential impacts on economic growth and customer confidence.
- Net interest income is expected to be at the low end of the guided range due to lower loan growth and modestly lower net interest margin.
- There is increased competition in deposit markets, which may impact deposit costs and growth.
- The company is experiencing some turnover and cultural integration challenges with recent acquisitions.
- Huntington Bancshares Inc (HBAN) is cautious about commercial real estate, particularly construction, and plans to reduce exposure over time.
Greetings, and welcome to the Huntington Bancshares first-quarter 2026 earnings call. (Operator Instructions) As a reminder, this conference is being recorded.
I would now like to turn the conference over to your host, Eric Wasserstrom, Director of Investor Relations.
Please go ahead.
Thank you, operator, and good morning, everyone. Welcome to our first quarter call. Our presenters today are Steve Steinour, Chairman, President, and CEO; and Zach Wasserman, Chief Financial Officer. Brant Standridge, President of Consumer and Regional Banking; and Brendan Lawlor, Chief Credit Officer, will join us for the Q&A.
Earnings documents, which include our forward-looking statements disclaimer and non-GAAP information, and copies of the slides we'll be reviewing, are available on the Investor Relations section of our website, which is www.ir.huntington.com.
As a
| Access to All Earning Calls and Stock Analysis | |
| 30-Year Financial on one screen | |
| All-in-one Stock Screener with unlimited filters | |
| Customizable Stock Dashboard | |
| Real Time Insider Trading Transactions | |
| 8,000+ Institutional investors’ 13F holdings | |
| Powerful Excel Add-in and Google sheets Add-on | |
| All data downloadable | |
| Quick customer support | |
| And much more... |
Trustpilot
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
