Wiz Co Participacoes e Corretagem de Seguros SA (BSP:WIZC3)

Q4 2025 Wiz Co Participacoes e Corretagem de Seguros SA Earnings Call (English, Portuguese) Transcript

Mar 20, 2026 / 02:00 PM GMT

Release Date Price: R$8.43 (-5.07%)

Transcript

Key Points

Positve

Wiz Co Participacoes e Corretagem de Seguros SA (BSP:WIZC3) achieved a record year with $4 billion in insurance premiums issued in 2025, marking an 11.7% increase compared to 2024.
The company reported a significant increase in net income, reaching 201.1 million at the parent company level, up 25.6% year over year.
Gross revenue for 2025 reached a record 2 billion, up 1.5% compared to 2024.
Consolidated EBITDA for 2025 was 739.3 million, 7.8% higher than in 2024, reflecting strong commercial performance.
The company successfully reduced its net debt by 48.6%, closing the year with 228.9 million, demonstrating effective deleveraging efforts.

Negative

The credit and consortium segment experienced a 7.4% decrease in net revenue excluding commissions in Q4 2025 compared to the previous year.
The runoff operation saw a 12.9% decrease in EBITDA compared to Q4 2024, mainly due to an 8.4% decline in revenue.
The company faced a challenging macroeconomic environment, impacting the credit and consortium segments, which saw a 12.6% decrease in distribution in Q4 2025 compared to Q4 2024.
The effective tax rate was high at 33.1%, primarily due to non-deductible expenses for tax purposes.
Adjusted net income for the quarter was 3% lower than Q4 2024, reflecting non-recurring non-cash effects below the EBITDA line.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

WIZC3.SA - Wiz Co Participacoes e Corretagem de Seguros SA
Q4 2025 Wiz Co Participacoes e Corretagem de Seguros SA Earnings Call (English, Portuguese)
Mar 20, 2026 / 02:00PM GMT

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Presentation
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Unidentified_1 [1]
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