Q3 2025 KB Financial Group Inc Earnings Call Transcript

Oct 30, 2025 / 07:00AM GMT

Release Date Price: ARS60925

Transcript

Peter Kwon

KB Financial Group Inc - Head of Investor Relation

Greetings, everyone. I am Peter Kwon, Head of KB Financial Group IR Division. We will now begin the 2025 Q3 business results presentation. Thank you very much for participating in today's earnings release. We have here with us executives from the group, including our Group CFO, Sang-Rok Na.

We will have our CFO cover 2025 Q3 major business results, and then we will have a Q&A session. I will now invite our group CFO to walk us through 2025 Q3 business results.

Sang Rock Na

KB Financial Group Inc - Chief Financial Officer

Good afternoon. I'm Na, Sang-Rok, CFO of KB Financial Group. Thank you for joining the third quarter 2025 earnings presentation by KBFG. Before running through the third quarter performance, let me first talk about our approach to profitability against changing business environment.

Amid continuing slow growth trend, we face wide-ranging factors, including interest rate and FX volatility, government housing market stabilization measures and policies to

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