DNB Bank ASA Q1 2026 Pre-Close Call Transcript
All right. Good afternoon and welcome to DNBâs pre-close call for the first quarter of 2026. The reason for this call is to remind you of what we have already shared with the market and some relevant public available information that could possibly affect the Q1 results. There will be no new information during this call and the script for the call will be published on our IR website.
I will start with NII, and capital and Anne will go through the rest of the P&L. On the NII there are two fewer interest days in the first quarter compared to the fourth, so this is expected to impact the Q1 NII negatively by approximately NOK240 million. On the lending volume side, we saw average growth of 1% in Q4. Keep in mind that Q1 typically sees a seasonally lower activity level than Q4.
In the first quarter, weâve seen the NOK strengthen, impacting NII negatively. The FX split in the loan portfolio per the fourth quarter was 8% US dollars, 7% euro, and 7% SEK. The second 25 bps key policy rate cut by the central bank in September of last
| Access to All Earning Calls and Stock Analysis | |
| 30-Year Financial on one screen | |
| All-in-one Stock Screener with unlimited filters | |
| Customizable Stock Dashboard | |
| Real Time Insider Trading Transactions | |
| 8,000+ Institutional investors’ 13F holdings | |
| Powerful Excel Add-in and Google sheets Add-on | |
| All data downloadable | |
| Quick customer support | |
| And much more... |

