Q3 2019 Hoist Finance AB (publ) Earnings Call Transcript
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So a very good morning, everyone, and a warm welcome to Hoist Finance Third Quarter Presentation. Both welcome to you here in Stockholm, but also a warm welcome to you following this online.
And let me first say that we have a lot to talk about these days or today. There are many moving parts, lots of things going on, and we totally appreciate that this time, it must be a bit difficult to follow what's going on in Hoist Finance.
But let me make it very clear that I am so pleased with our ability to execute on a number of important issues and initiatives. And I'm confident and convinced that what we have actioned in the quarter is resolving a lot of the challenging issues for Hoist Finance, that's number one. Number two, it enables us to continue to grow as a company. And point #3, it will improve our profitability going forward.
But let me quickly move into the highlights of the quarter.
First of all, let me say that underlying performance
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