Q3 2024 Hoist Finance AB (publ) Earnings Call Transcript
Wellington.
Please go ahead.
Thank you very much. Good morning, everyone and welcome to this Hoist Finance earnings call for the third quarter.
I'm Harry Vranjes the CEO of Hoist Finance and next to me, I have Christian Wallentin
our CFO and in the room today, we also have Karin Tyche our chief coms and investor relations officer who joined us just before the Q2 report. As usual before we dive into the report, I just want to talk a little bit about who we at hoist finance are and what we are. And I think in short, we are a performing financial institution working with non-performing loans. We are different compared to other peers in the industry.
Hoist finance is a regulated credit market institution supervised by the Swedish FSA. We therefore have a different regulatory environment than most of our peers and we also have a different funding model as you know, our main source of funds, some 75% savings accounts from the public. We have savings accounts in Sweden,
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