Q1 2026 Sparebank 1 Nord-Norge Earnings Call Transcript

May 7, 2026 / 07:30 AM GMT

Release Date Price: kr152.78

Transcript

Key Points

Positve

SpareBank 1 Nord-Norge (STU:93S) reported strong capital discipline, maintaining a solid capital position.
The bank has seen growth in its loan portfolio, indicating a healthy demand for its lending services.
SpareBank 1 Nord-Norge (STU:93S) has a strong presence in the local market, with a top-three ranking in customer service within the banking sector.
The bank is actively investing in infrastructure projects, with 3,300 projects identified, enhancing regional development.
SpareBank 1 Nord-Norge (STU:93S) is leveraging its local expertise and national solutions to offer a comprehensive banking ecosystem.

Negative

The bank faces challenges from a competitive banking environment, which could pressure margins.
There is a noted decline in activity levels in certain sectors, which may impact future growth.
SpareBank 1 Nord-Norge (STU:93S) is experiencing increased costs related to regulatory compliance and infrastructure investments.
The macroeconomic environment presents uncertainties, potentially affecting the bank's financial performance.
The bank has identified potential risks in its loan portfolio, particularly in sectors like real estate and construction.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

NONG.OL - Sparebank 1 Nord-Norge
Q1 2026 Sparebank 1 Nord-Norge Earnings Call
May 07, 2026 / 07:30AM GMT

=====================
Presentation
--------------------------------------------------------------------------------
Unidentified_1 [1]
--------------------------------------------------------------------------------
I'm so glad to see you, Morgan, and welcome to the present soon for Spaubank and Nunorgan.

It's not the same with all of those. It's called some only whole bit. Terminum. Valde. So a nuns some whole up like a dog. Yes, some only. I will throw it.

I'm a microbuilder some.

CFO banked Ulsen til utakilo kayanum detalina. Also you are with the player, we talk Spursmall til **** deputy at dispersmall in local Mutterhar. Connor call olrevenu. Buenos anetil may address an investor at SNN.anu. Investor at SNN.anu. Also there will be less up all Spursmall a planner for the support e plenum til sist also.

--------------------------------------------------------------------------------
Unidentified_2

Already have an account? Log in

Get the full story

Subscribe Now

	Access to All Earning Calls and Stock Analysis
	30-Year Financial on one screen
	All-in-one Stock Screener with unlimited filters
	Customizable Stock Dashboard
	Real Time Insider Trading Transactions
	8,000+ Institutional investors’ 13F holdings
	Powerful Excel Add-in and Google sheets Add-on
	All data downloadable
	Quick customer support
	And much more...

30-Day 100% money back guarantee

Subscription fee may be tax deductible.

Excellent

4.6 out of 5

Trustpilot

Research Tools

All-In-One Screener Stock Ideas Stock List Guru List Guru Real-Time Picks Insider List Insider Trades Economic Indicators Sector & Industry Performance DCF Calculator Calculators Discussion Board

Product

Pricing Plans Excel Add-In Google Sheets Add-on Data API Stock Comparison Table Manual of Stocks Instant Alerts Mobile App Newsletters Signup 中文

Education

Financial Glossary Tutorials FAQ Buffett Indicator Shiller P/E Yield Curve Today U.S. Inflation Rate Global Market Valuation Fed Net Liquidity Buffett Assets Allocation

Company

About GuruFocus Career Contact Us Advertise Term of Use Privacy Policy Referral Program Partner Program

Survey

We'd love to learn more about your experiences on GuruFocus.com and how we can improve!

Take Survey

Disclaimers

GuruFocus.com is not operated by a broker or a dealer. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes are provided by QuoteMedia, Inc. (CSI). Company fundamental data is provided by Morningstar. Analyst estimates data is sourced from both Refinitiv and Morningstar, with priority given to Refinitiv data. Data is updated daily.