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Q4 2022 Swiss Re AG Earnings Call Transcript
Good morning or good afternoon. Welcome to Swiss Re's Annual Results 202 Conference Call. Please note that today's conference call is being recorded. At this time, I would like to turn the conference over to Christian Mumenthaler, Group CEO. Please go ahead, sir.
Thank you very much, and good morning, good afternoon, everyone here from me as well. I'm here with John Dacey, our Group CFO; Moss Oiseoba, our Reinsurance CEO; and Thomas Bohun, our Head of Investor Relations, to talk you through the annual results 2022.
So let me maybe start with just a few points. '22 was obviously a tough year with a lot of factors that affected our results, like the or Ukraine, inflation, the financial markets, NatCat losses, COVID, et cetera, et cetera. But I think it's important to stress, of course, that Q4 was a good quarter, a clean quarter for all the businesses with a very good combined ratio in P&C Re, and that's while taking some actions on the economic inflation front.
We had good results in Life Re,
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