Q1 2025 Uniqa Insurance Group AG Earnings Call Transcript

May 23, 2025 / 12:00 PM GMT

Release Date Price: €9.69

Transcript

Key Points

Positve

UNIQA Insurance Group AG (WBO:UQA) reported a strong start to 2025 with a 13% growth in gross premiums.
The company achieved a 16.1% return on equity, driven by a favorable net combined ratio of 88.2%.
Earnings per share (EPS) grew by 11%, indicating solid financial performance.
The solvency ratio is robust at 274%, reflecting strong financial stability.
The company is effectively managing costs, with the admin cost ratio decreasing from 15.6% to 15.4%.

Negative

Net investment income saw a significant decline of 54%, impacting financial results.
The company experienced unrealized losses of €37 million due to market volatility and tariff discussions in the US.
There was a €20 million hit from selling bonds to achieve higher future yields, affecting short-term financial results.
The life insurance segment faced challenges with lower volumes in certain markets like Czech Republic, Slovakia, Poland, and Romania.
The health segment's profitability has decreased due to the integration of new business models and startup costs.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

UNIQ.VI - UNIQA Insurance Group AG
Q1 2025 Uniqa Insurance Group AG Earnings Call
May 23, 2025 / 12:00PM GMT

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Presentation
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Unidentified_1 [1]
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Good day and welcome ladies and gentlemen to today's unique group results for the first quarter of 2025 conference call hosted by Mr. Kuta, CFO.

My name is Sergio. I'll be your coordinator for today's event, and for the duration of the call, your answers will be on the list and only mode. Later we will conduct a question and answer session. You may register for questions at any time by pressing one on your telephone keypad.

And now it is my pleasure to introduce your host, Kurt Sobora. Please go ahead, sir.

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Unidentified_2 [2]
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