Half Year 2023 Capitec Bank Holdings Ltd Earnings Presentation Transcript
Good morning, ladies and gentlemen. It is my great privilege to bring you the half-year results for Capitec for 2022. There's the website where you can actually ask questions. I think it's important that during the presentation, you can also post questions and we'll answer at the end of the presentation.
I'm going to start with the changing economic environment. I think everyone knows what is happening in the economy. If I'll go to the first slide, it is -- when we started the year in January, I think if you look back, nobody thought really that Ukraine is actually going to take place. And if it takes place, that it will be so long. I think the whole
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