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Q4 2023 Commerzbank AG Earnings Call Transcript
Hello, and welcome to the Commerzbank AG conference call regarding the fourth quarter results 2023. (Operator Instructions).
The floor will be open for questions following Bettina Orlopp's and Manfred Knof's presentation.
Let me now turn the floor over to our CEO, Manfred Knof.
Good morning, everybody. 2023 was a great business year for Commerzbank. We have made significant strategic progress and reached a very good financial result. We delivered on strategy 2024, 1 year early. The restructuring of the bank is accomplished. And we have materially improved profitability. Our new business model is in place and geared towards revenue growth. This is most important when looking at the next phase of our strategy.
Costs have been managed strictly in line with our cost-income ratio target. The teams have proven their ability to manage their resources while they have delivered on their strategic priorities. For 2023, we aim to distribute EUR 1 billion capital to our
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