Encore Capital Group Inc (NAS:ECPG)
$ 42.57 0.64 (1.53%) Market Cap: 1.01 Bil Enterprise Value: 4.18 Bil PE Ratio: 0 PB Ratio: 1.06 GF Score: 70/100

Q4 2021 Encore Capital Group Inc Earnings Call Transcript

Feb 23, 2022 / 10:00PM GMT
Release Date Price: $70.52 (-0.91%)
Operator

Good day, and thank you for standing by. Welcome to the Encore Capital Group's Q4 2021 Earnings Conference Call. (Operator Instructions) (inaudible) that today's conference is being recorded. (inaudible) to hand over to your speaker today, Mr. Bruce Thomas, Vice President of Global Investor Relations.

Mr. Thomas, the floor is yours.

Bruce Thomas
Encore Capital Group, Inc. - VP of IR

Thank you, operator. Good afternoon, and welcome to Encore Capital Group's Fourth Quarter 2021 Earnings Call. Joining me on the call today are Ashish Masih, our President and Chief Executive Officer; Jonathan Clark, Executive Vice President and Chief Financial Officer; Ryan Bell, President of Midland Credit Management; and Craig Buick, CEO of Cabot Credit Management. Ashish and Jon will make prepared remarks today, and then we will be happy to take your questions.

Unless otherwise noted, comparisons made on this conference call will be between the fourth quarter of 2021 and the fourth quarter of 2020, or between the full year 2021 and the full year 2020. In

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