Q1 2026 Employers Holdings Inc Earnings Call Transcript

Apr 30, 2026 / 03:00 PM GMT

Release Date Price: $42.12 (-1.52%)

Transcript 10-Q8-K

Key Points

Positve

Employers Holdings Inc (EIG) improved its underwriting expense ratio, reflecting disciplined cost management.
The company returned $83 million to shareholders and grew book value per share by 8.9%.
EIG's actuarial estimates were on target, confirming the adequacy of prior year reserves without needing strengthening.
The company launched new growth opportunities, including entering new underwriting segments and launching an excess workers' compensation product.
EIG's investment rebalancing led to a higher weighted average book yield of 4.9%, up from 4.5% the previous year.

Negative

Gross premiums written decreased by 15% compared to the prior year, primarily due to a reduction in new business writings.
The company's losses and loss adjustment expenses increased to $129 million from $121 million a year ago.
Earned premium was essentially flat year-over-year, down 1%, indicating pressure on growth.
Adjusted net income decreased to $10.3 million from $21.3 million the previous year.
The competitive environment in certain jurisdictions, such as California, is described as nearing irrational, impacting pricing and growth.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

EIG.N - Employers Holdings Inc
Q1 2026 Employers Holdings Inc Earnings Call
Apr 30, 2026 / 03:00PM GMT

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Presentation
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Unidentified_1 [1]
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Good day, and thank you for standing by. Welcome to the first quarter 2026 Employers Holdings, Inc. Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question-and-answer session. To ask a question during the session, you will need to press *11 on your telephone. You will then hear an automated message advising your hand is raised. To withdraw your question, please press *11 again. Please be advised that today's conference is being recorded.

I would now like to hand the conference over to your speaker today, Matthew Hendrickson, Senior Vice President, Treasury Investments. Please go ahead.

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