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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.11
FNB's Cash-to-Debt is ranked lower than
92% of the 1592 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. FNB: 0.11 )
Ranked among companies with meaningful Cash-to-Debt only.
FNB' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.09  Med: 0.28 Max: N/A
Current: 0.11
Equity-to-Asset 0.14
FNB's Equity-to-Asset is ranked higher than
69% of the 1591 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. FNB: 0.14 )
Ranked among companies with meaningful Equity-to-Asset only.
FNB' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.09 Max: 0.14
Current: 0.14
0.05
0.14
Interest Coverage 3.21
FNB's Interest Coverage is ranked higher than
71% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. FNB: 3.21 )
Ranked among companies with meaningful Interest Coverage only.
FNB' s Interest Coverage Range Over the Past 10 Years
Min: 0.27  Med: 2.11 Max: 4.84
Current: 3.21
0.27
4.84
Beneish M-Score: -2.16
WACC vs ROIC
5.37%
3.01%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 27.83
FNB's Operating Margin % is ranked lower than
53% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.37 vs. FNB: 27.83 )
Ranked among companies with meaningful Operating Margin % only.
FNB' s Operating Margin % Range Over the Past 10 Years
Min: 12.68  Med: 30.44 Max: 35.49
Current: 27.83
12.68
35.49
Net Margin % 19.62
FNB's Net Margin % is ranked lower than
56% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.70 vs. FNB: 19.62 )
Ranked among companies with meaningful Net Margin % only.
FNB' s Net Margin % Range Over the Past 10 Years
Min: 10.53  Med: 21.46 Max: 25.19
Current: 19.62
10.53
25.19
ROE % 5.48
FNB's ROE % is ranked lower than
65% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.58 vs. FNB: 5.48 )
Ranked among companies with meaningful ROE % only.
FNB' s ROE % Range Over the Past 10 Years
Min: 3.33  Med: 7.26 Max: 12.88
Current: 5.48
3.33
12.88
ROA % 0.73
FNB's ROA % is ranked lower than
55% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. FNB: 0.73 )
Ranked among companies with meaningful ROA % only.
FNB' s ROA % Range Over the Past 10 Years
Min: 0.48  Med: 0.93 Max: 1.15
Current: 0.73
0.48
1.15
3-Year Revenue Growth Rate 2.80
FNB's 3-Year Revenue Growth Rate is ranked lower than
58% of the 1354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. FNB: 2.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
FNB' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -24.6  Med: -2.6 Max: 21.3
Current: 2.8
-24.6
21.3
3-Year EBITDA Growth Rate 4.10
FNB's 3-Year EBITDA Growth Rate is ranked lower than
57% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. FNB: 4.10 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
FNB' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -26.7  Med: 4.85 Max: 31.5
Current: 4.1
-26.7
31.5
3-Year EPS without NRI Growth Rate -0.80
FNB's 3-Year EPS without NRI Growth Rate is ranked lower than
72% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. FNB: -0.80 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
FNB' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -34.5  Med: 2.9 Max: 45.4
Current: -0.8
-34.5
45.4
GuruFocus has detected 1 Warning Sign with F N B Corp $FNB.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» FNB's 30-Y Financials

Financials (Next Earnings Date: 2017-07-25 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

FNB Guru Trades in Q2 2016

Richard Snow 588,649 sh (+4.76%)
Chuck Royce 231,000 sh (unchged)
Jim Simons 142,118 sh (-58.09%)
» More
Q3 2016

FNB Guru Trades in Q3 2016

Leucadia National 527,360 sh (New)
Paul Tudor Jones 29,500 sh (New)
Jim Simons 261,642 sh (+84.10%)
Richard Snow 630,694 sh (+7.14%)
Chuck Royce Sold Out
» More
Q4 2016

FNB Guru Trades in Q4 2016

Jim Simons 656,342 sh (+150.85%)
Richard Snow 1,076,729 sh (+70.72%)
Paul Tudor Jones Sold Out
Leucadia National Sold Out
» More
Q1 2017

FNB Guru Trades in Q1 2017

Mario Gabelli 32,400 sh (New)
Jim Simons 2,012,228 sh (+206.58%)
Richard Snow 1,000,384 sh (-7.09%)
» More
» Details

Insider Trades

Latest Guru Trades with FNB

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Preferred stocks of F N B Corp

SymbolPriceYieldDescription
FNBPRE29.146.18Deposit Shs Repr 1/40th Non-Cum Perp Pfd Shs Series -E-

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6021
Compare:NYSE:PB, NAS:TFSL, NYSE:WBS, NAS:UBSI, NAS:IBKC, NYSE:FHN, OTCPK:FCNCB, NAS:HBHC, NAS:PVTB, NAS:WTFC, NAS:FHB, NYSE:WAL, NAS:BPOP, NAS:UMPQ, NAS:TCBI, NYSE:ASB, NYSE:SNV, NYSE:BKU, NAS:UMBF, NAS:MBFI » details
Traded in other countries:FN2.Germany,
Headquarter Location:USA
F N B Corp provides a range of commercial banking, consumer banking, and wealth management through a subsidiary network.

FNB is a bank holding and diversified financial-services company that operates in eight states, primarily in Pittsburgh, Baltimore, Cleveland, Charlotte, Raleigh-Durham, and the Piedmont Triad. FNB provides a full range of commercial banking, consumer banking, and wealth management through a subsidiary network. Its largest affiliate is the First National Bank of Pennsylvania. Its reportable segments are community banking; wealth management; insurance; and consumer finance. A majority FNB's loan portfolio is in commercial real estate, while most of its revenue is net interest income.

Ratios

vs
industry
vs
history
PE Ratio 18.01
FNB's PE Ratio is ranked lower than
69% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. FNB: 18.01 )
Ranked among companies with meaningful PE Ratio only.
FNB' s PE Ratio Range Over the Past 10 Years
Min: 10.53  Med: 15.8 Max: 188.5
Current: 18.01
10.53
188.5
Forward PE Ratio 13.79
FNB's Forward PE Ratio is ranked lower than
60% of the 839 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.93 vs. FNB: 13.79 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 18.01
FNB's PE Ratio without NRI is ranked lower than
69% of the 1477 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.63 vs. FNB: 18.01 )
Ranked among companies with meaningful PE Ratio without NRI only.
FNB' s PE Ratio without NRI Range Over the Past 10 Years
Min: 10.53  Med: 15.8 Max: 188.5
Current: 18.01
10.53
188.5
Price-to-Owner-Earnings 14.46
FNB's Price-to-Owner-Earnings is ranked higher than
50% of the 882 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.21 vs. FNB: 14.46 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
FNB' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 1.72  Med: 9.08 Max: 29.45
Current: 14.46
1.72
29.45
PB Ratio 0.67
FNB's PB Ratio is ranked lower than
54% of the 1611 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. FNB: 0.67 )
Ranked among companies with meaningful PB Ratio only.
FNB' s PB Ratio Range Over the Past 10 Years
Min: 0.56  Med: 1.15 Max: 2.06
Current: 0.67
0.56
2.06
PS Ratio 3.46
FNB's PS Ratio is ranked lower than
57% of the 1586 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.40 vs. FNB: 3.46 )
Ranked among companies with meaningful PS Ratio only.
FNB' s PS Ratio Range Over the Past 10 Years
Min: 1.37  Med: 3.29 Max: 4.32
Current: 3.46
1.37
4.32
Price-to-Free-Cash-Flow 19.19
FNB's Price-to-Free-Cash-Flow is ranked lower than
53% of the 870 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.33 vs. FNB: 19.19 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
FNB' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 1.35  Med: 6.91 Max: 22.68
Current: 19.19
1.35
22.68
Price-to-Operating-Cash-Flow 13.31
FNB's Price-to-Operating-Cash-Flow is ranked higher than
52% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.82 vs. FNB: 13.31 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
FNB' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 1.3  Med: 6.49 Max: 15.73
Current: 13.31
1.3
15.73
EV-to-EBIT 34.91
FNB's EV-to-EBIT is ranked lower than
80% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.52 vs. FNB: 34.91 )
Ranked among companies with meaningful EV-to-EBIT only.
FNB' s EV-to-EBIT Range Over the Past 10 Years
Min: 16.2  Med: 20.85 Max: 129.8
Current: 34.91
16.2
129.8
EV-to-EBITDA 27.32
FNB's EV-to-EBITDA is ranked lower than
76% of the 1685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. FNB: 27.32 )
Ranked among companies with meaningful EV-to-EBITDA only.
FNB' s EV-to-EBITDA Range Over the Past 10 Years
Min: 13.4  Med: 17.6 Max: 46.4
Current: 27.32
13.4
46.4
PEG Ratio 3.21
FNB's PEG Ratio is ranked lower than
78% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. FNB: 3.21 )
Ranked among companies with meaningful PEG Ratio only.
FNB' s PEG Ratio Range Over the Past 10 Years
Min: 0.56  Med: 1.48 Max: 42.51
Current: 3.21
0.56
42.51
Shiller PE Ratio 17.70
FNB's Shiller PE Ratio is ranked higher than
57% of the 479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.93 vs. FNB: 17.70 )
Ranked among companies with meaningful Shiller PE Ratio only.
FNB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.36  Med: 11.28 Max: 21.01
Current: 17.7
4.36
21.01

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 3.55
FNB's Dividend Yield % is ranked higher than
60% of the 2319 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.69 vs. FNB: 3.55 )
Ranked among companies with meaningful Dividend Yield % only.
FNB' s Dividend Yield % Range Over the Past 10 Years
Min: 2.93  Med: 4.52 Max: 16.7
Current: 3.55
2.93
16.7
Dividend Payout Ratio 0.64
FNB's Dividend Payout Ratio is ranked higher than
54% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. FNB: 0.64 )
Ranked among companies with meaningful Dividend Payout Ratio only.
FNB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.56  Med: 0.65 Max: 2.18
Current: 0.64
0.56
2.18
Forward Dividend Yield % 3.55
FNB's Forward Dividend Yield % is ranked higher than
56% of the 2248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.73 vs. FNB: 3.55 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 3.55
FNB's 5-Year Yield-on-Cost % is ranked lower than
51% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.31 vs. FNB: 3.55 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
FNB' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.93  Med: 4.52 Max: 16.7
Current: 3.55
2.93
16.7
3-Year Average Share Buyback Ratio -9.90
FNB's 3-Year Average Share Buyback Ratio is ranked lower than
76% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. FNB: -9.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
FNB' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -35.7  Med: -10.45 Max: 6.3
Current: -9.9
-35.7
6.3

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.53
FNB's Price-to-Tangible-Book is ranked lower than
84% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. FNB: 1.53 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
FNB' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.42  Med: 1.61 Max: 4.64
Current: 1.53
0.42
4.64
Price-to-Intrinsic-Value-Projected-FCF 0.50
FNB's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
71% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. FNB: 0.50 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
FNB' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.25  Med: 0.56 Max: 1.52
Current: 0.5
0.25
1.52
Price-to-Median-PS-Value 1.05
FNB's Price-to-Median-PS-Value is ranked higher than
50% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. FNB: 1.05 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
FNB' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.19  Med: 0.72 Max: 2.08
Current: 1.05
0.19
2.08
Price-to-Graham-Number 1.11
FNB's Price-to-Graham-Number is ranked lower than
79% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. FNB: 1.11 )
Ranked among companies with meaningful Price-to-Graham-Number only.
FNB' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.26  Med: 1.16 Max: 3.65
Current: 1.11
0.26
3.65
Earnings Yield (Greenblatt) % 2.86
FNB's Earnings Yield (Greenblatt) % is ranked lower than
61% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.95 vs. FNB: 2.86 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
FNB' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.8  Med: 4.8 Max: 6.2
Current: 2.86
0.8
6.2
Forward Rate of Return (Yacktman) % 19.33
FNB's Forward Rate of Return (Yacktman) % is ranked higher than
69% of the 890 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. FNB: 19.33 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
FNB' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -1.2  Med: 22.4 Max: 42.2
Current: 19.33
-1.2
42.2

More Statistics

Revenue (TTM) (Mil) $854.7
EPS (TTM) $ 0.75
Beta0.93
Short Percentage of Float7.58%
52-Week Range $11.69 - 16.43
Shares Outstanding (Mil)323.10

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 1,124 1,265 1,364
EPS ($) 0.97 1.11 1.23
EPS without NRI ($) 0.97 1.11 1.23
EPS Growth Rate
(Future 3Y To 5Y Estimate)
15.00%
Dividends per Share ($) 0.49 0.49 0.51
» More Articles for FNB

Headlines

Articles On GuruFocus.com
F.N.B. Corporation Implements Board Succession Plan for Key Leadership Positions May 23 2017 
F.N.B. Corporation to Occupy New Raleigh Regional Headquarters May 23 2017 
F.N.B. Corporation Declares Cash Dividend on Non-Cumulative Perpetual Preferred Stock, Series E Apr 11 2017 
5 Winning Dividend Picks for Big Income Mar 08 2012 
Weekly CEO Buys Highlight: INFN, HBAN, FNB, VOXX, BOOT Jul 31 2011 
F.N.B. Corp. Reports Operating Results (10-K) Feb 25 2011 
F.N.B. Corp. Reports Operating Results (10-Q) Nov 05 2010 
F.N.B. Corp. Reports Operating Results (10-Q) Aug 05 2010 
F.N.B. Corp. Reports Operating Results (10-Q) May 07 2010 
F.N.B. Corp. Reports Operating Results (10-Q) Aug 10 2009 

More From Other Websites
F.N.B. Corporation Implements Board Succession Plan for Key Leadership Positions May 23 2017
FNB Bank to anchor downtown Raleigh's new 22-story tower May 23 2017
F.N.B. Corporation to Occupy New Raleigh Regional Headquarters May 23 2017
F.N.B. Corporation Declares Dividend of 12 Cents on Common Stock and Announces Election of Directors May 17 2017
[$$] Tecum Capital Launches Its Second SBIC Fund May 05 2017
Regional bank First Horizon to buy Capital Bank for $2.2 bln May 04 2017
Edited Transcript of FNB.N earnings conference call or presentation 25-Apr-17 2:30pm GMT Apr 29 2017
F.N.B. CEO: 'Very pleased' with Yadkin buy Apr 26 2017
F.N.B. meets 1Q profit forecasts Apr 25 2017
F.N.B. Corporation Reports First Quarter 2017 Earnings Apr 25 2017
Can Value Investors Consider F.N.B. Corporation (FNB) a Great Stock? Apr 18 2017
F.N.B. Corporation Declares Cash Dividend on Non-Cumulative Perpetual Preferred Stock, Series E Apr 11 2017
Yadkin Financial CEO Scott Custer resigns from F.N.B. Mar 31 2017
F.N.B. Corporation Schedules First Quarter 2017 Earnings Report and Conference Call Mar 23 2017
F.N.B. Corp. (Pennsylvania) breached its 50 day moving average in a Bearish Manner : FNB-US : March... Mar 16 2017
After Yadkin buy, F.N.B. adds to Raleigh management team Mar 15 2017
F.N.B. Corporation Announces Local Credit Leadership for Southeastern U.S. Markets Mar 15 2017
F.N.B. Corporation Closes Merger with Yadkin, Stock Dips Mar 15 2017
F.N.B. closes Yadkin deal: How customers, employees are impacted Mar 13 2017
F.N.B. Corporation Completes Merger with Yadkin Financial Corporation Mar 13 2017

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