Q3 2025 Q2 Holdings Inc Earnings Call Transcript
Key Points
- Q2 Holdings Inc (QTWO) reported strong financial results with revenue and adjusted EBITDA both exceeding guidance.
- The company achieved a record third quarter in terms of bookings, driven by seven tier 1 and enterprise deals.
- Q2 Holdings Inc (QTWO) saw significant growth in subscription-based revenues, which increased by 18% year over year.
- The company demonstrated strong performance in its digital banking segment, securing major new and expansion deals with large banks.
- Q2 Holdings Inc (QTWO) showcased advancements in AI capabilities at its Dev Days 2025, highlighting its strategic focus on innovation.
- Despite strong financial performance, Q2 Holdings Inc (QTWO) faces ongoing declines in discretionary professional service offerings.
- The company anticipates a mid-single-digit decline in non-subscription revenue in 2026 due to secular pressures.
- Q2 Holdings Inc (QTWO) is experiencing pressure from competitors using pricing as a tool to win deals, which could impact future growth.
- The company is cautious about the potential impact of macroeconomic factors, such as interest rate changes, on customer demand.
- Q2 Holdings Inc (QTWO) acknowledges the need for continued execution on its strategic plans to capitalize on AI and other growth opportunities.
Good afternoon.
My name is Tyler and I will be your conference operator today.
At this time, I would like to welcome everyone to the Q2 Holdings 3rd quarter, 2025.
Financial results conference call.
All lines have been placed on mute to prevent background noise.
After the speaker's remarks, there will be a question-and-answer session.
If you'd like to ask a question, please raise your hand.
If you have dialed your hand in 6 to unmute when called upon.
I will now hand the call over to Josh Yankovich, Investor relations.
Sir, please begin.
Thank you operator.
Good afternoon, everyone.
Thank you for joining us for our third quarter 2025 conference call.
With me on the call today are Matt Flake, our CEO Jonathan Pryce, our CFO, and Kurt Coleman, our President, who will join us for the Q&A portion of the call.
This call contains forward-looking statements that are subject to
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