Grupo Supervielle SA (FRA:189A)

Q1 2025 Grupo Supervielle SA Earnings Call Transcript

May 28, 2025 / 02:00 PM GMT

Release Date Price: €12.4 (-3.88%)

Transcript

Key Points

Positve

Grupo Supervielle SA (SUPV) introduced a cluster-based strategy to strengthen its value proposition, focusing on retail and commercial customers.
Retail loans now comprise over half of the total loan portfolio, up from 13% a year ago, emphasizing high-margin, resilient segments.
Deposits increased by high single digits sequentially, indicating solid funding quality.
The company launched Argentina's first remunerated account, enhancing client experience and deepening the funding base.
Operating expenses were reduced by 12% sequentially and 17% year-on-year, demonstrating strong cost discipline and operational efficiency.

Negative

Loan growth was modest due to external factors such as limited peso liquidity and currency volatility.
The NPL ratio rose to 2%, reflecting rapid retail loan expansion, though it remains aligned with industry levels.
Net financial income declined by 12% quarter-over-quarter due to market volatility affecting the investment portfolio.
Cost of risk increased to 5%, driven by higher provisions aligned with retail loan growth.
Net interest margin dropped sharply from 61.8% in Q1 2024 to 19.2% in Q1 2025, primarily due to lower investment portfolio returns.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

SUPVm.BA - Grupo Supervielle SA
Q1 2025 Grupo Supervielle SA Earnings Call
May 28, 2025 / 02:00PM GMT

=====================
Presentation
--------------------------------------------------------------------------------
Unidentified_1 [1]
--------------------------------------------------------------------------------
In mercado lua profido.

Presentamoso.

Unique inte in Novara.

Gossevento de lan saminos in prees in Buenos Aires ye mendoza con intelliggenci artificial the speakers internacionales pao the network in paraconectaras mare reciento esentaitendes. Influencers amun proposito rises uneania pesos.

This mission the persona al canalasocho missional cansadas Matio chinare percussiones and meos tren pro no de macho influencia.

No.

Supervieigrimo.

Incadolo.

--------------------------------------------------------------------------------
Unidentified_2 [2]
--------------------------------------------------------------------------------
Good morning

Already have an account? Log in

Get the full story

Subscribe Now

	Access to All Earning Calls and Stock Analysis
	30-Year Financial on one screen
	All-in-one Stock Screener with unlimited filters
	Customizable Stock Dashboard
	Real Time Insider Trading Transactions
	8,000+ Institutional investors’ 13F holdings
	Powerful Excel Add-in and Google sheets Add-on
	All data downloadable
	Quick customer support
	And much more...

7-Day Free Trial · Cancel Anytime

Subscription fee may be tax deductible.

Excellent

4.6 out of 5

Trustpilot

Research Tools

All-In-One Screener Stock Ideas Stock List Guru List Guru Real-Time Picks Insider List Insider Trades Economic Indicators Sector & Industry Performance DCF Calculator Calculators Discussion Board

Product

Pricing Plans Excel Add-In Google Sheets Add-on Data API Stock Comparison Table Manual of Stocks Instant Alerts Mobile App Newsletters Signup 中文

Education

Financial Glossary Tutorials FAQ Buffett Indicator Shiller P/E Yield Curve Today U.S. Inflation Rate Global Market Valuation Fed Net Liquidity Buffett Assets Allocation

Company

About GuruFocus Career Contact Us Advertise Term of Use Privacy Policy Referral Program Partner Program

Survey

We'd love to learn more about your experiences on GuruFocus.com and how we can improve!

Take Survey

Disclaimers

GuruFocus.com is not operated by a broker or a dealer. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes are provided by QuoteMedia, Inc. (CSI). Company fundamental data is provided by Morningstar. Analyst estimates data is sourced from both Refinitiv and Morningstar, with priority given to Refinitiv data. Data is updated daily.