Heartland Financial USA Inc (FRA:1H4)
€ 39.4 -0.2 (-0.51%) Market Cap: 1.69 Bil Enterprise Value: 1.69 Bil PE Ratio: 25.61 PB Ratio: 0.97 GF Score: 63/100
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Q2 2019 Heartland Financial USA Inc Earnings Call Transcript

Jul 29, 2019 / 09:00PM GMT
Release Date Price: €40.69 (+0.92%)
Operator

Greetings, and welcome to the Heartland Financial USA, Inc. Second Quarter 2019 Conference Call.

This afternoon, Heartland distributed its first quarter press release, and hopefully, you've had a chance to review the results. If there is anyone on this call who did not receive a copy, you may access it at Heartland's website at htlf.com.

With us today from management are Lynn Fuller, Executive Operating Chairman; Bruce Lee, President and CEO; and Bryan McKeag, Executive Vice President and Chief Financial Officer. Management will provide a brief summary of the quarter and then will open the call to your questions.

Before we begin the presentation, I would like to remind everyone that some of the information management will be providing today falls under the guidelines of forward-looking statements as defined by the Securities and Exchange Commission. As part of these guidelines, I must point out that hopes, beliefs, expectations and predictions of the future are forward-looking statements, and actual results could differ materially from those projected. Additional information on

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