Banco del Bajio SA (FRA:5NT)

Q2 2025 Banco del Bajio SA Institucion de Banca Multiple Earnings Call Transcript

Jul 24, 2025 / 04:00 PM GMT

Release Date Price: €1.91 (+3.80%)

Transcript

Key Points

Positve

Banco del Bajio SA (BBAJF) reported double-digit growth in revenues, EBITDA, and net income for Q2 2025.
The company announced a new IPO transaction in the Mexican market, with five more confidential filings in the pipeline.
The bond CCP project is nearing completion, with successful tests conducted and regulatory approval expected soon.
The company is actively working on technology upgrades, including a transition to a next-generation platform and virtual co-location services.
Banco del Bajio SA (BBAJF) was recognized by the Science-based Target initiative for its commitment to climate change prevention.

Negative

The depreciation of the peso against the US dollar negatively impacted revenues by 42 million pesos in Q2 2025.
Operating expenses increased by 6%, driven by higher personnel costs and technology investments.
The company's CapEx for the quarter was 68 million pesos, which may indicate higher future expenditures.
The tax rate for the quarter was higher than usual, attributed to the impact of inflation.
The OTC trading segment has shown limited growth over the past five years, primarily growing at the rate of inflation.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

BBAJIOO.MX - Banco del Bajio SA Institucion de Banca Multiple
Q2 2025 Banco del Bajio SA Institucion de Banca Multiple Earnings Call
Jul 24, 2025 / 04:00PM GMT

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Presentation
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Unidentified_1 [1]
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Greetings. Welcome to Blosa Mexicana de Vallore. 2nd quarter 2025 earnings conference call. At this time, all participants are in a listen-only mode. A question and answer session will follow the formal presentation. If anyone should require operator assistance, please press 0 on your telephone keypads. As a reminder, this conference is being recorded. It is now my pleasure to introduce Raymond Kumma, CFO.

Thank you. You may begin.

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Unidentified_2 [2]
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Thank you. Good morning and welcome

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