Waterdrop Inc (FRA:717)

Q2 2025 Waterdrop Inc Earnings Call Transcript

Sep 4, 2025 / 12:00 PM GMT

Release Date Price: €1.66 (+12.16%)

Transcript

Key Points

Positve

Waterdrop Inc (WDH) reported a significant year-on-year revenue growth of 23.9%, reaching CNY840 million, driven by AI integration.
The company's operating profit increased by 85.9% year-on-year, with an improvement in operating margin by 3.9 percentage points.
Waterdrop Inc (WDH) has successfully integrated AI into various business operations, enhancing productivity per capita and improving customer acquisition and service efficiency.
The company has actively engaged in social return initiatives, collaborating with 118 public charitable organizations and initiating over 15,500 public welfare projects.
Waterdrop Inc (WDH) announced an enhanced tax dividend of $10.9 million, representing a 50% increase over previous dividends, and continued its share repurchase program.

Negative

Despite revenue growth, the total operating costs and expenses increased by 18.7% year-on-year, which could impact future profitability.
Sales and marketing expenses rose by 26.3% compared to the previous year, primarily due to increased marketing expenses for third-party traffic channels.
The cost of referral and service fees increased by about 30.5%, which may affect the company's cost management strategies.
General and administrative expenses decreased, but the company still faces challenges in tightening operational control.
The company's reliance on AI technology requires continuous investment in R&D, which could strain financial resources if not managed effectively.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

WDH.N - Waterdrop Inc
Q2 2025 Waterdrop Inc Earnings Call
Sep 04, 2025 / 12:00PM GMT

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Presentation
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Unidentified_1 [1]
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Good morning everyone. This is Tracy Lee from Water Drop Investor Relations. It's my pleasure to welcome everyone to Waterdrops 2nd quarter 2025 earnings conference call. All participates are in listening mode in our English line.

As a reminder, today's conference call is being recorded.

Please note that discussions today with forward-looking statements made under the safe harbor provision of USri Securities and the Litigation Reform Act of 1,995. Forward-looking statements are subject to risk and uncertainties that may cause the actual results to differ materially from our current expectations.

Potential risks and uncertainties include but not limited to those outlined in our public findings with the FCC. The company

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