Q3 2025 AXIS Capital Holdings Ltd Earnings Call Transcript

Oct 30, 2025 / 12:30 PM GMT

Release Date Price: €72.5 (-3.97%)

Transcript 10-Q8-K

Key Points

Positve

Axis Capital Holdings Ltd (AXS) reported a 14% year-over-year increase in diluted book value per common share.
The company achieved an 18% annualized operating return on equity and a 20% increase in operating earnings per share.
AXS recorded its highest third-quarter premiums ever at $2.1 billion, up nearly 10% from the previous year.
The insurance segment delivered record third-quarter premium production of $1.7 billion, an 11% increase over the prior period.
The company is leveraging technology and AI to improve efficiency, decision-making, and support scalable growth.

Negative

The competitive landscape in the insurance market remains disciplined, with evolving risk environments.
Cyber market dynamics are challenging, with increased competition and downward pricing pressure.
The company faces potential impacts from industry ransomware attacks, although not yet reflected in claim counts.
There is a cautious stance on reinsurance loss ratios, with a focus on select specialty lines.
The pay-to-incurred ratios remain persistently high, which could be a concern amidst growth ambitions.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

AXS.N - AXIS Capital Holdings Ltd
Q3 2025 AXIS Capital Holdings Ltd Earnings Call
Oct 30, 2025 / 12:30PM GMT

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Presentation
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Operator [1]
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Good morning and welcome to the Access Capital.

Third quarter, 2025 conference call. All participants will be in a listen-only mode. Should you need assistance, please signal conference specialist by pressing the star key, then 0 on your telephone keypad. After today's presentation, there will be an opportunity to ask questions.

To ask a question, you may press 1 on your telephone keypad, and to withdraw your questions, please press star, then 2. Please note this event is being recorded. I would now like to turn the conference over to Mr. Cliff Gallant, head of investor relations and corporate development. Please go ahead, sir.

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