Q4 2025 DBS Group Holdings Ltd Media Briefing Transcript
Okay. Good morning, everybody, and welcome to DBS' fourth quarter and full year 2025 financial results Briefing. This morning, we announced for the full year that we achieved record income and profit before tax. Net profit came in at $11 billion with ROE at 16.2%. For the fourth quarter, net profit was $2.36 billion.
With us today are our CEO, Tan Su Shan; and our CFO, Chng Sok Hui. Without further ado, let me invite Sok Hui to give us more color.
Good morning, everyone, and happy Chinese New Year in advance. Okay, Slide 2. On the highlights, we delivered a strong set of results for full year 2025. Pre-tax profit rose to a new high of $13.1 billion. Return on equity was 16.2% and return on tangible equity was 17.8%.
Total income grew 3% to a record $22.9 billion despite a challenging rate environment. Average SORA and HIBOR both fell by almost 2 percentage points, and there were adverse
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