Ally Financial Inc (FRA:GMZ)
€ 37.01 -0.14 (-0.38%) Market Cap: 11.49 Bil Enterprise Value: 22.05 Bil PE Ratio: 16.25 PB Ratio: 1.07 GF Score: 78/100

Q4 2022 Ally Financial Inc Earnings Call Transcript

Jan 20, 2023 / 02:00PM GMT
Release Date Price: €23.53 (-3.17%)
Operator

Good day, and thank you for standing by. Welcome to the Fourth Quarter Ally Financial Inc. Earnings Conference Call. (Operator Instructions) Please be advised that today's conference is being recorded.

I would now like to hand the conference over to Mr. Sean Leary, Head of Investor Relations. Please go ahead.

Sean Leary
Ally Financial Inc. - Head of IR and Enterprise FP&A

Thank you, Carmen. Good morning, and welcome to Ally Financial's Fourth Quarter and Full Year 2022 Earnings Call.

This morning, our CEO, Jeff Brown; and our Interim CFO, Brad Brown, will review Ally's results before taking questions. The presentation we'll reference can be found on the Investor Relations section of our website, ally.com.

Forward-looking statements and risk factor language governing today's call are on Slide 2. GAAP and non-GAAP measures pertaining to our operating performance and capital results are on Slides 3 and 4. As a reminder, non-GAAP or core metrics are supplemental to and not a substitute for U.S. GAAP measures. Definitions and

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