Full Year 2025 Industrial and Commercial Bank of China Ltd Earnings Call (Chinese, English) Transcript
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(audio in progress) In 2005, ICBC successfully concluded its 14th five-year plan.
Guided by its five transformations pathways, intelligent risk control, modernized structure, digital capabilities, integrated services, and ecosystem development, the bank enhances value creation, market competitiveness, influence, and risk management. By supporting economic recovery, ICBC achieved high-quality development. Delivering a benchmark performance as a leading bank.
First, steady progress in performance was enhanced resilience.
By end of last year, SABC total assets exceeded RMB53 trillion. Custom loan surpasses RMB30 trillion, up RMB2.13 trillion YY. Investments reached RMB16.91 trillion.
And custom deposits exceeded RMB37 trillion, up RMB2.5 trillion on maintaining industrial leadership. Operating income was 1.9% YOI to RMB800 billion, with net fee and commission income at RMB111 billion, up by 1.6% YOI. Pre-provision profits grew by 2% YY, and
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